---
title: Direct Debit Payment Flow
slug: en/direct-debit-payment-flow
description: Information about Direct Debit payment method flow on NICEPAY system
image: https://archbee-image-uploads.s3.amazonaws.com/ZHvSjR5ZrsoxwKbJa3xmo/cUZ0ab_bcrbRCzNLTqmH9_microsoftteams-image.png
icon: {"faIcon":"fa-solid fa-book"}
docTags: 
createdAt: 2022-09-16T08:50:48.000Z
---

Payment flow through Direct Debit for Jenius Pay.

![](https://api.archbee.com/api/optimize/ueSgidS-H3kdWkcRhVS2v-L-E2o5Psy0V0BUC6eQieo-20240821-033418.jpg "Direct Debit Payment Flow")

Description Steps:

1. The Customer requests checkout to the Merchant.
2. The Merchant will register checkout by using Registration API to NICEPAY.
3. NICEPAY save regist order.
4. NICEPAY redirect Merchant to the NICEPAY page.
5. The Merchant displays NICEPAY's payment page to the Customer.
6. The Customer chooses the payment method.
7. The Customer input the payment data (Jenius Pay: Cashtag).
8. The Customer sends the selected payment method to NICEPAY.
9. NICEPAY requests payment to Bank.
10. Bank proceeds with the authentication process.
11. Bank sends notification authentication to the Customer.
12. The Customer performs authentication.
13. The Customer requests charge to Bank.
14. Bank does the payment process.
15. Bank sends result payment to the Customer.
16. Bank sends push notification to NICEPAY.
17. NICEPAY validates the notification.
18. NICEPAY updates the status.
19. NICEPAY sends a notification to the Merchant.
20. The Merchant requests status checking by using Status API to the NICEPAY.
21. NICEPAY sends the response status to the Merchant.
22. The Merchant receives the final status.
23. The Merchant sends the confirmation update status to the Customer.



# See also

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Visit the [Direct Debit Feature](docId\:GKwm16GlBre1E4EM0cV1Q) page to find out the transaction features on the Direct Debit.
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Visit the [Direct Debit Integration & Testing](docId:9lg6VXg1smiFZr4nQi1-f) page to find out how to perform integration and testing of the NICEPAY Direct Debit system.
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