---
title: E-Wallet Business Model & Fee
slug: en/e-wallet-and-business-model-and-fee
description: Information about the Business Model and Fee when using the E-Wallet payment method
image: https://archbee-image-uploads.s3.amazonaws.com/ZHvSjR5ZrsoxwKbJa3xmo/gC-nL7PJ7LUYUwXONdLFf_microsoftteams-image.png
icon: {"faIcon":"fa-solid fa-book"}
docTags: 
createdAt: 2022-09-16T08:57:24.000Z
---

# Business Model

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E-Wallet which exists as an application-based service is an alternative for non-cash payments besides using a Credit Card. Non-cash services are popularly used because they can replace cash transactions and pay bills swiftly. E-Wallet can reach more Users, especially those who do not have a Bank account to use digital transaction services because they only need to use a telephone number.

E-Wallet also makes it easier for Merchants to get more Customers and speed up the transaction process.



# Fee to Use E-Wallet Service

***

## Customer's Side

Customer got charged an additional fee when adding funds to the E-Wallet application, starting from free to Rp2,000; Customers also will be charged a service fee when making transactions through the E-Wallet application, such as electricity token, phone credit, data package, etc.,  but this fee only billed through the application.

Currently, the maximum E-Wallet balance for Users divides into 2 (two), which are:

- Unregistered (non-KYC) maximum balance Rp2,000,000 (Two Million Rupiah).
- Registered (KYC) maximum balance Rp20,000,000 (Twenty Million Rupiah).

## Merchant's Side

Merchants can work with NICEPAY to use E-Wallet services from various parties implementing the E-Wallet system in one well-integrated system. So, Merchants don't need to contact many parties in using this service.

:::hint{type="info"}
Please visit [Product & Service Fee](docId\:uxycjy5qAVU6k37r5-ji0) page for further information.
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# See also

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Visit the [E-Wallet Transaction Settlement](docId:7y1zpuCoLn2Y6YnrNxQ93) page to find out various ways to complete the E-Wallet transactions.
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Visit the [E-Wallet Rule and Limitation](docId:_JmL4Ns0sZo4tcKRwC01s) page to find out the specific provision of the E-Wallet.
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Visit the [E-Wallet Glossary](docId:2i4DxwsBhM8TMMUeNJrNX) page to find out the particular term used on the E-Wallet.
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Visit the [E-Wallet FAQ](docId\:CUUbdeJXO-qJHIEa0TPhN) page if you want to find out frequently asked questions related to E-Wallet.
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