User Detail - Account Binding Paylater API
About User Detail - Account Binding Paylater API
This API uses to obtain detailed information about a Customer's account that has been linked.
User Detail (Account Binding API Paylater) can currently only be used in the Paylater process specific for Kredivo Partner.
User Detail - Account Binding Paylater API Process Flow

Flow description:
- The Merchant requests get user detail to the NICEPAY.
- NICEPAY requests get user detail to the Paylater Partner.
- The Paylater Partner do validation.
- The Paylater Partner sends the response to the NICEPAY.
- NICEPAY sends a user data to the Merchant.
User Detail - Account Binding Paylater API
API Endpoint | |
|---|---|
Request Method | POST |
Merchant Token | SHA256 (iMid + userToken + merchantKey) |
Request Format | application/JSON |
Request Parameter for User Detail - Account Binding Paylater API
Parameter | Type | Length | Description | Example / Notes |
|---|---|---|---|---|
iMid Required | AN | 10 | Merchant ID | |
timeStamp Required | N | 14 | Request Timestamp | |
merchantToken Required | AN | 255 | Merchant Token | |
userToken Required | AN | 100 | User Token from Binding Account | |
Response Parameter for User Detail - Account Binding Paylater API
Parameter | Type | Length | Description | Example / Notes |
|---|---|---|---|---|
billingPhone | AN | 15 | Billing Phone | Format: +62-user phone number |
accountStatus | N | 1 | Account Status | |
accountType | N | 1 | Account Type | |
limitDetails | Array Object | | | |
| AN | 10 | Installment Month | |
| AN | 50 | Remaining User Limit | |
| AN | 50 | Total User Limit | |
Sample Parameter for User Detail - Account Binding Paylater API
{
"resultCd": "0000",
"resultMsg": "SUCCESS",
"billingNm": "Jajang Basirudin",
"billingPhone": "+62-883****7325",
"accountStatus": "1",
"accountType": "2",
"limitDetails": [
{
"paymentType": "9_months",
"remainingUserLimit": "15265763.00",
"totalUserLimit": "15200000.00"
},
{
"paymentType": "3_months",
"remainingUserLimit": "5661939.00",
"totalUserLimit": "5600000.00"
},
{
"paymentType": "12_months",
"remainingUserLimit": "19373196.00",
"totalUserLimit": "19300000.00"
},
{
"paymentType": "6_months",
"remainingUserLimit": "10720111.00",
"totalUserLimit": "10700000.00"
},
{
"paymentType": "30_days",
"remainingUserLimit": "2000000.00",
"totalUserLimit": "2000000.00"
}
]
}