NICEPAY API
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Payment API
API Payloan

Payment - API Payloan

12min

About API Payloan Payment



Through   ,  offers you  convenience of cross-app s (Jump App) for your s. Notifications will be sent to s in real-time as soon as  s complete s. The  will receive  regularly related to  loan request through  .



API Payloan Payment



  aims to activate    on , so s can  with  s using  on . This step uses to perform  of    with   .

API End Point

/nicepay/direct/v2/payment

Request Method

POST

Description

Performs Transaction Regist to 

Merchant Token

SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)

Request Format

application/x-www-form-urlencoded



Request Parameter for Payloan Payment



The following is a list of s for performing     for   . This  uses in    platform as one of  steps so    can connect with   .

Parameter

Type

Size

Description

Example / Notes

timeStamp

Required

N

14

Request Timestamp (YYYYMMDDHH24MISS)

20200910170911

tXid

Required

AN

30

Transaction ID

IONPAYTEST01201804191202084760

merchantToken Required 

AN

255

 Token

d27544e13fd9937be9fc5d99ba39a75344b0e6dd1c6c358c9858a94606a74c4e

callBackUrl Required 

ANS

255

 Result URL

http://merchant.com/callbackUrl



Sample JSON for Payloan Payment


FormUrlencoded
Java Request




CallBack Handling Payloan



Callback Handling obtained from   using URL. After  call  on , then  will be directed to    on   application.

When Your callback already received callbackUrl, we recommended   to do   verification using  Status Inquiry - API Payloan.

CallBack Handling is very important to minimize  Fraud act, we highly recommend   to do  verification using CallBack Handling.

URL CallBack
Response CallBack




Confirm Receipt (Akulaku Only)



Only Confirm Receipt after   have received  item. s are required to do this in  to receive settlement funds from completed s.

API End Point

/nicepay/api/direct/v2/confirmAkulaku

Request Method

POST

Description

Performs Receipt Confirmation for Fund 

Merchant Token

SHA256(timeStamp+tXid+iMid+merchantKey)



Request Parameter

Parameter

Type

Size

Description

Example / Notes

timeStamp

Required

N

14

Request Timestamp (YYYYMMDDHH24MISS)

20170708123456

tXid

Required

AN

30

Transaction ID

IONPAYTEST02201607291027025291

iMid

Required 

AN

10

 ID

IONPAYTEST

merchantToken Required 

AN

255

 Token

6cfccfc0046773c1b589d8e98f8



Response Parameter

Parameter

Type

Size

Description

Example / Notes

resultCd

Required

N

4

Result Code



resultMsg

Required

AN

30



ResponseData Required 

AN

255

 Token