Payment - API Payloan

12min

About API Payloan Payment 
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Through   ,  offers you  convenience of cross-app s (Jump App) for your s. Notifications will be sent to s in real-time as soon as  s complete s. The  will receive  regularly related to  loan request through  .
﻿
API Payloan Payment
﻿
﻿  aims to activate    on , so s can  with  s using  on . This step uses to perform  of    with   .

API End Point
/nicepay/direct/v2/payment
Request Method
﻿POST﻿
Description
Performs Transaction Regist to 
Merchant Token
SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)
Request Format
application/x-www-form-urlencoded
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Request Parameter for Payloan Payment
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The following is a list of s for performing     for   . This  uses in    platform as one of  steps so    can connect with   .
Parameter
Type
Size
Description
Example / Notes
timeStamp 
﻿Required﻿
N
14
Request Timestamp (YYYYMMDDHH24MISS)
20200910170911
tXid 
﻿Required﻿
AN
30
Transaction ID	
IONPAYTEST01201804191202084760
merchantToken 
Required
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AN
255
﻿ Token
d27544e13fd9937be9fc5d99ba39a75344b0e6dd1c6c358c9858a94606a74c4e
callBackUrl 
Required
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ANS
255
﻿ Result URL
http://merchant.com/callbackUrl

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Sample JSON for Payloan Payment 
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FormUrlencoded
Java Request
nicePay.setTimeStamp("20200910170911");
nicePay.settXid("PAYLOANTES06202010221238593706");
nicePay.setMerchantToken(nicePay.getMerchantToken());
nicePay.setCallBackUrl("http://merchant.com/callbackUrl");

// Payment Request
nicePay.payment();


nicePay.setTimeStamp("20200910170911");
nicePay.settXid("PAYLOANTES06202010221238593706");
nicePay.setMerchantToken(nicePay.getMerchantToken());
nicePay.setCallBackUrl("http://merchant.com/callbackUrl");

// Payment Request
nicePay.payment();

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﻿
CallBack Handling Payloan
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Callback Handling obtained from   using URL. After  call  on , then  will be directed to    on   application.
When Your callback already received callbackUrl, we recommended   to do   verification using  Status Inquiry - API Payloan﻿.  
CallBack Handling is very important to minimize  Fraud act, we highly recommend   to do  verification using CallBack Handling.
URL CallBack
Response CallBack
{
    "resultCd": "0000",
    "resultMsg": "SUCCESS",
    "tXid": "PAYLOANTES06202212141336161529",
    "referenceNo": "815123412341",
    "payMethod": "06",
    "amt": "20000",
    "transDt": "20221214",
    "transTm": "133616",
    "description": "",
    "authNo": "",
    "issuBankCd": "",
    "acquBankCd": "",
    "cardNo": "",
    "receiptCode": "",
    "mitraCd": "KDVI",
    "recurringToken": "",
    "preauthToken": "",
    "currency": "IDR",
    "goodsNm": "Test Transaction Nicepay",
    "billingNm": "Customer Name",
    "ccTransType": "",
    "mRefNo": "",
    "instmntType": "",
    "instmntMon": "",
    "cardExpYymm": "",
    "issuBankNm": "",
    "acquBankNm": "",
    "timeStamp": "",
    "merchantToken": ""
}
{
    "resultCd": "0000",
    "resultMsg": "SUCCESS",
    "tXid": "PAYLOANTES06202212141336161529",
    "referenceNo": "815123412341",
    "payMethod": "06",
    "amt": "20000",
    "transDt": "20221214",
    "transTm": "133616",
    "description": "",
    "authNo": "",
    "issuBankCd": "",
    "acquBankCd": "",
    "cardNo": "",
    "receiptCode": "",
    "mitraCd": "KDVI",
    "recurringToken": "",
    "preauthToken": "",
    "currency": "IDR",
    "goodsNm": "Test Transaction Nicepay",
    "billingNm": "Customer Name",
    "ccTransType": "",
    "mRefNo": "",
    "instmntType": "",
    "instmntMon": "",
    "cardExpYymm": "",
    "issuBankNm": "",
    "acquBankNm": "",
    "timeStamp": "",
    "merchantToken": ""
}
﻿
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Confirm Receipt (Akulaku Only)
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Only Confirm Receipt after   have received  item. s are required to do this in  to receive settlement funds from completed s.
API End Point
/nicepay/api/direct/v2/confirmAkulaku
Request Method
﻿POST﻿
Description
Performs Receipt Confirmation for Fund 
Merchant Token
SHA256(timeStamp+tXid+iMid+merchantKey)
﻿
Request Parameter
Parameter
Type
Size
Description
Example / Notes
timeStamp 
﻿Required﻿
N
14
Request Timestamp (YYYYMMDDHH24MISS)
20170708123456
tXid 
﻿Required﻿
AN
30
Transaction ID	
IONPAYTEST02201607291027025291
iMid
﻿Required
﻿
AN
10
﻿ ID
IONPAYTEST
merchantToken
Required
﻿
AN
255
﻿ Token
6cfccfc0046773c1b589d8e98f8
﻿
Response Parameter
Parameter
Type
Size
Description
Example / Notes
resultCd
﻿Required﻿
N
4
﻿Result Code﻿﻿
﻿
resultMsg
﻿Required﻿
AN
30
﻿Result Message﻿﻿
﻿
ResponseData
Required
﻿
AN
255
﻿ Token
﻿
﻿

API End Point	/nicepay/direct/v2/payment
Request Method	POST
Description	Performs Transaction Regist to
Merchant Token	SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)
Request Format	application/x-www-form-urlencoded

Parameter	Type	Size	Description	Example / Notes
timeStamp Required	N	14	Request Timestamp (YYYYMMDDHH24MISS)	20200910170911
tXid Required	AN	30	Transaction ID	IONPAYTEST01201804191202084760
merchantToken Required	AN	255	Token	d27544e13fd9937be9fc5d99ba39a75344b0e6dd1c6c358c9858a94606a74c4e
callBackUrl Required	ANS	255	Result URL	http://merchant.com/callbackUrl

API End Point	/nicepay/api/direct/v2/confirmAkulaku
Request Method	POST
Description	Performs Receipt Confirmation for Fund
Merchant Token	SHA256(timeStamp+tXid+iMid+merchantKey)

Parameter	Type	Size	Description	Example / Notes
timeStamp Required	N	14	Request Timestamp (YYYYMMDDHH24MISS)	20170708123456
tXid Required	AN	30	Transaction ID	IONPAYTEST02201607291027025291
iMid Required	AN	10	ID	IONPAYTEST
merchantToken Required	AN	255	Token	6cfccfc0046773c1b589d8e98f8

Parameter	Type	Size	Description
resultCd Required	N	4	Result Code
resultMsg Required	AN	30	Result Message
ResponseData Required	AN	255	Token

Updated 18 Sep 2024

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Registration - API Payloan

Status Inquiry - API Payloan

Payment - API Payloan

About API Payloan Payment

API Payloan Payment

Request Parameter for Payloan Payment

Sample JSON for Payloan Payment

CallBack Handling Payloan

Confirm Receipt (Akulaku Only)

Request Parameter

Response Parameter

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