Registration & Notification - Account Binding Payloan API

about registration & notification account binding api payloan this uses by to links a user's account to ease before checking user account detail also swifting the account binding currently only used in specific for kredivo registration and notification account binding payloan api process flow registration & notification account binding api payloan flow description the registers a phone number to the requests an account binding to requests an account binding to the performs validation the sends a response to returns redirects url to the the redirects to 's the do logins through login page the sends a credential to the performs login validation the returns an otp to the inputs the otp to the generates a user token the directs to / during account binding request on 's the / will be shown to the waiting for approval from notification sends a to receives sends a to the receives the displays account binding result to registration account binding payloan api api endpoint /nicepay/v2/useraccountbinding request method post post merchant token sha256 ( imid + referenceno + billingphone + merchantkey ) request format application/json request parameter for registration account binding payloan api parameter type length description example / notes merchanttoken required required an 255 token 6cfccfc0046773c1b589d8e98f8b596c284f3c70a4ecf86eba14c18944b74bcd imid required required an 10 id ionpaytest timestamp required required n 14 request timestamp 20190318151435 referenceno required required ans 40 reference number merchantreferencenumber001 paymethod required required n 2 method 06 06 mitracd required required a 4 code kdvi kredivo kdvi billingnm required required a 100 user name jhon doe billingphone required required n 15 kredivo user phone +62 82112345678 format +62 user phone number billingemail ans 40 user email mailto\ buyer\@merchant com dbprocessurl required required ans 255 path url to send user token http //www merchant com/notif/userhandling callbackurl required required ans 255 result forward url after finish tokenize http //www merchant com/callback clientuserkey required required an 50 user key 23124532 response parameter for registration account binding payloan api parameter type length description example / notes resultcd n 4 docid\ lkqjxsl5cmkdxyxxhyyss 0000 resultmsg an 255 result message success txid an 30 transaction id ionpaytest06201607291027025291 referenceno ans 40 reference number merchantreferencenumber001 paymethod n 2 method 06 06 transdt n 8 transaction date 20160303 transtm n 6 transaction time 135959 mitracd a 4 docid\ tm257gq3dxgzf98uz0l33 kdvi kredivo kdvi redirecturlhttp ans 255 url to open kredivo linking https //pay kredivo com/kredivo/v2/connecting?tk=xxxxxx sample parameter for registration account binding payloan api request parameter { "merchanttoken" "6cfccfc0046773c1b589d8e98f8b596c284f3c70a4ecf86eba14c18944b74bcd", "imid" "ionpaytest", "timestamp" "20190318151435", "referenceno" "merchantreferencenumber001", "paymethod" "06", "mitracd" "kdvi", "billingnm" "jhon doe", "billingphone" "+62 82112345678", "billingemail" "buyer\@merchant com", "dbprocessurl" "http //www merchant com/notif/userhandling", "callbackurl" "http //www merchant com/callback", "clientuserkey" "23124532" } response parameter { "resultcd" "0000", "resultmsg" "success", "txid" "ionpaytest06201607291027025291" "referenceno" "merchantreferencenumber001", "paymethod" "06", "transdt" "20160303", "transtm" "135959", "mitracd" "kdvi", "redirecturlhttp" "https //pay kredivo com/kredivo/v2/connecting?tk=xxxxxx" } notification account binding payloan api sends a push through 's dbprocessurl the needs to reassure there is no blacklist ip and should whitelist ip to get push only from server api endpoint dbprocessurl request method post post request format application/json merchant token sha256 ( imid + referenceno + billingphone + merchantkey ) request parameter for notification account binding payloan api parameter type length description example / notes merchanttoken required required an 255 token 6cfccfc0046773c1b589d8e98f8b596c284f3c70a4ecf86eba14c18944b74bcd imid required required an 10 id ionpaytest txid an 30 transaction id ionpaytest06201607291027025291 referenceno required required ans 40 reference number merchantreferencenumber001 mitracd required required a 4 docid\ tm257gq3dxgzf98uz0l33 kdvi kredivo kdvi billingnm required required a 100 user name jhon doe billingphone required required n 15 kredivo user phone +62 82112345678 clientuserkey required required an 50 user key 735b7080 e08f 4ed4 927f f77d44a7 usertoken required required an 100 user token 23124532 sample parameter for notification account binding payloan api sample notification { "merchanttoken" "6cfccfc0046773c1b589d8e98f8b596c284f3c70a4ecf86eba14c18944b74bcd", "imid" "ionpaytest", "txid" "ionpaytest06201607291027025291", "referenceno" "merchantreferencenumber001", "mitracd" "kdvi", "billingnm" "jhon doe", "billingphone" "+62 82112345678", "billingemail" "buyer\@merchant com", "usertoken" "735b7080 e08f 4ed4 927f f77d44a7" "clientuserkey" "23124532" }