---
title: Payout Fund Transfer Flow
slug: en/payout-fund-transfer-flow
description: Information about Payout fund transfer flow on the NICEPAY system
image: https://archbee-image-uploads.s3.amazonaws.com/ZHvSjR5ZrsoxwKbJa3xmo/cMUOHyd6VyUJpJtknF4WE_microsoftteams-image.png
icon: {"faIcon":"fa-solid fa-book"}
docTags: 
createdAt: 2022-08-15T07:49:17.000Z
---

# Disbursement

![](https://api.archbee.com/api/optimize/ZHvSjR5ZrsoxwKbJa3xmo/_XwpYsNmBNdBqKHl8y4cv_nicepay-archbee-payment-payout-2.png "Disbursement - Payout Fund Transfer Flow")

Steps description:

1. Merchant requests data by using Registration API to NICEPAY.
2. NICEPAY collects the data.
3. NICEPAY generates the TXID.
4. NICEPAY sends the response in the form of TXID to Merchant.
5. Merchant saves the TXID.
6. NICEPAY requests the account to the Bank.
7. Bank performs account validation.
8. Bank sends the response to NICEPAY.
9. NICEPAY saves the response.
10. Merchant sends data that need approval using Approve API to NICEPAY.
11. NICEPAY collects the requested data.
12. NICEPAY sends the response as processing to Merchant.
13. NICEPAY sends the batch process to Bank.
14. Bank performs the Bank Process Payroll.
15. Bank sends the data response to NICEPAY.
16. NICEPAY receives the response.
17. NICEPAY sends the notification message to Merchant.
18. Merchant requests data check status to NICEPAY.
19. NICEPAY sends check status to Bank.
20. Bank performs the checking process.
21. Bank sends the response data to NICEPAY.
22. NICEPAY sends the response data to Merchant.
23. Merchant performs status validation.



# Cashout

![](https://api.archbee.com/api/optimize/ZHvSjR5ZrsoxwKbJa3xmo/74MixxCC36Yhnx_P1UAiz_nicepay-archbee-payment-flow-cashout-1.png "Cashout - Payout Fund Transfer Flow")

Steps description:

1. The Customer does checkout to Merchant.
2. Merchant requests transaction registration to NICEPAY.
3. NICEPAY validates to check balance.
4. NICEPAY creates TXID and charge balance.
5. NICEPAY sends response to Merchant.
6. Merchant receive response.
7. The Customer request transaction approval to Merchant.
8. Merchant approve transaction to NICEPAY.
9. NICEPAY checks balance and generates token.
10. NICEPAY sends response to Merchant.
11. Merchant displays token to the Customer.
12. The Customer sends token to CVS Cashier.
13. CVS Cashier inputs token.
14. CVS requests Cashout to NICEPAY.
15. NICEPAY validates token.
16. NICEPAY sends response to CVS.
17. CVS sends response.
18. CVS sends money to the Customer.
19. The Customer receives money.
20. CVS sends notification to NICEPAY.
21. NICEPAY validates process.
22. NICEPAY checks and updates status.
23. NICEPAY sends notification to Merchant.
24. Merchant receives notification.



# See also

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Visit the [Payout Method](docId:3Ln9uBF3t7IQdLEV2AHSj) page to find out the fund sending method available on Payout.
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Visit the [Payout Integration & Testing](docId:-gewjzQLRoidK21h-YAKJ) page to find out how to perform integration and testing of the NICEPAY Payout system.
:::
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