--- title: Product & Service Fee slug: en/product-and-service-fee description: Information about Product & Service Fee at NICEPAY image: https://archbee-image-uploads.s3.amazonaws.com/ZHvSjR5ZrsoxwKbJa3xmo/2Q5owjRXyxfFNqOSrrqDn_microsoftteams-image.png icon: {"faIcon":"fa-solid fa-book"} docTags: createdAt: 2022-08-15T10:16:17.000Z --- # Overview *** To establish transparency and provide reliable information about the charge of fees when using our products & services, NICEPAY provides the table below with detailed information on our latest fee information and services based on the product category that wants to use. # List of NICEPAY Product & Services Fee *** ## Payment Method and Payout | **Product** | **Fee Type** | **Standardized Fee** | **Description** | | ---------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **Credit Card
VISA, Mastercard, JCB, American Express | MDR | 2.9% | - Bank Acquirer: Mandiri, BCA, BNI, BRI - Support all Bank Issuer - PCIDSS Level 1 standardized and 3D Secure 2.0 integration - There is full payment, installment, recurring and pre-authorization & capture features - VAT is not included in | | **Credit Card
VISA, Mastercard, JCB, American Express | FDS | Rp1.500 | * FDS is an additional security service for Merchant to avoid indications of Fraud transactions on Credit Card payment method | | Virtual Account
| BCA | BCA Fee + Rp 1,000 (NICEPAY fee) | - There is no interchange fee between the Banks - Real-time notification, transaction process 24 hour - Support Fixed Account/Normal Account/Close Amount/Open Amount also Variable Amount (specially BCA) for its deposit system - Support transaction using all banking services: ATM, Internet Banking, Mobile Banking, SMS Banking. - VAT is not included in | | Virtual Account
| BRI, Mandiri, BNI, Permata, Maybank, KEB Hana, CIMB Niaga, Danamon, Permata Syariah, BJB, BNC, Bank DKI, Bank BSI | Rp 4,000 | * There is no interchange fee between the banks * Real-time notification, transaction process 24 hour * Support Fixed Account/Dynamic Account/Close Amount/Open Amount for its deposit system * Provide NICEPAY Inquiry Virtual Account - VA type * Support transaction using all banking services: ATM, Internet Banking, Mobile Banking, SMS Banking * VAT is not included in | | Virtual Account
| ATM Bersama, Prima, Alto | Rp 4,000 | - There is interchange fee - Real-time notification, transaction process 24 hour - Support Fixed Account/Dynamic Account/Close Amount/Open Amount for its deposit system - Provide NICEPAY Inquiry Virtual Account - VA type - Support transaction using all banking services: ATM, Internet Banking, Mobile Banking, SMS Banking - VAT is not included in | | Convenience Store | Indomaret | Indomaret Fee + Rp 2,000 (NICEPAY fee) | VAT is not included in | | Convenience Store | Alfa Group (Alfamart, Alfamidi, Dan+Dan, Lawson) | Rp 5,000 | VAT is not included in | | Direct Debit | JeniusPay | 1.5% or Rp 3,000 | VAT is not included in | | E-Wallet | LinkAja | 2% | VAT is not included in | | E-Wallet | OVO | 1.5% (Non-Digital Content)
2.73% (Digital Content) | VAT is not included in | | E-Wallet | DANA | 1.5% | VAT is not included in | | E-Wallet | DANA Subscription | 2.5% | VAT is not included in | | E-Wallet | ShopeePay | 2% (Non-Digital Content)
4% (Digital Content | VAT is not included in | | E-Wallet | AstraPay | 1.5% | VAT is not included in | | Paylater (Installment Non-Bank) | Kredivo | 2.3% + Rp 1,500 | VAT is not included in | | Paylater (Installment Non-Bank) | Akulaku | 1.5% + Rp 1,500 | VAT is not included in | | Paylater (Installment Non-Bank) | Indodana Paylater | 1% | VAT is not included in | | Debit Online GPN | MDR | 2.9% + NICEPAY Fee (Rp 1,500) | * Bank Issuer: BNI & BTN * There are full payment and recurring features * Complete with B-Secure security feature * VAT is not included in | | QRIS (Quick Response Indonesian Standard) | ShopeePay QRIS | 0.7% | VAT is included in | | Payout/Disbursement Solution | Online | Rp 2,000 | - Real-time transfer - Merchant needs to deposit some amount to NICEPAY as a reduction source in the Disbursement transaction - VAT is not included in | | Payout/Disbursement Solution | LLG/SKN | Rp 4,000 | * Real-time transfer * Merchant needs to deposit some amount to NICEPAY as a reduction source in the Disbursement transaction * VAT is not included in | | Payout/Disbursement Solution | RTGS | Rp 30,000 | - Merchant needs to deposit some amount to NICEPAY as reduction source in Disbursement transaction - VAT is not included in | | Cashout | Indomaret | Rp 5,000 | * Real-time transfer * Max Cashout is 1,000,000/transaction * Perform deposit some amount to NICEPAY as reduction source in Disbursement transaction * VAT is not included in * Merchant can create the desired product name to be used on the Indomaret (Tarik Tunai "`MerchantName`") | :::hint{type="info"} - If you wish to know further information about Settlement time for each of our service, please navigate to [Settlement Process](docId:33usiNprk5SROj2thCtpA) page. - If you have any question related to NICEPAY products & services, please contact [our Sales team](https://nicepay.co.id/id/contact-sales/). ::: ## Sending SMS Message *** | **Product** | **Standardized Fee** | | ------------------------------------------------------------ | ------------------------------------------------------------- | | Indosat Ooredoo Hutchison, Telkomsel, XL Axiata, & Smartfren | Reguler: Rp 550
OTP: Rp 550
International: Rp 2,500 | # See Also ::::VerticalSplit{layout="middle"} :::VerticalSplitItem Visit the [Back Office](docId\:MwZO3fL7AQPcc7r17OYT6) page to learn products that support Merchant business operation. ::: :::VerticalSplitItem Visit the [Balance Deposits](docId\:B3gbWZIFVFxAv30LlQfQp) page to find out how to use some of NICEPAY several products. ::: :::: ::::VerticalSplit{layout="middle"} :::VerticalSplitItem Visit the [Reconcile](docId\:zqqXKTopiGPkMCtcyXiGC) page to find out how to check transaction data related to Merchant business operation. ::: :::VerticalSplitItem Visit the [Invoice & Receipt](docId\:ObIMX-74sew2MEMpLFqI3) page to find out information related to payment receipt on Merchant business operation. ::: ::::