---
title: User Detail - Account Binding Paylater API
slug: nicepay-api-non-snap-advance-user-detail-account-binding-api-paylater-api
description: Informasi tentang API Non-SNAP Advance User Detail - Account Binding Paylater API yang terdapat pada sistem NICEPAY
image: https://archbee-image-uploads.s3.amazonaws.com/ZHvSjR5ZrsoxwKbJa3xmo/By5ydqPnZP5Yhx0U-3bRP_nicepay-docs-logo.png
icon: {"faIcon":"fa-solid fa-book"}
docTags: 
createdAt: 2025-09-16T07:57:03.499Z
---

# Tentang User Detail - Account Binding Paylater API

***

API ini digunakan untuk mendapatkan informasi detail terkait akun milik Pelanggan yang sudah terhubung.

:::hint{type="info"}
User Detail (Account Binding API Paylater) saat ini hanya dapat digunakan pada proses Paylater khusus Mitra Kredivo.
:::



# Alur Proses User Detail - Account Binding Paylater API

![Account Binding - User Detail](https://api.archbee.com/api/optimize/ZHvSjR5ZrsoxwKbJa3xmo/39WOV4JdZ2OYS63WjfP0e_diagram-user-detail-account-binding-paylater-api.jpg "Account Binding - User Detail")

Deskripsi alur:

1. Merchant mengajukan pengambilan informasi pengguna kepada NICEPAY.
2. NICEPAY mengajukan pengambilan informasi pengguna kepada Paylater Partner.
3. Paylater Partner melakukan validasi.
4. Paylater Partner mengirimkan *response* kepada NICEPAY.
5. NICEPAY mengirimkan data pengguna kepada Merchant.




User Detail - Account Binding Paylater API
==========================================

***

| **API Endpoint**   | [`https://www.nicepay.co.id/nicepay/direct/v2/user-details`](https://www.nicepay.co.id/nicepay/direct/v2/user-details)`` |
| ------------------ | ------------------------------------------------------------------------------------------------------------------------ |
| **Request Method** | <font color="#3b9f0f">**POST**</font>****                                                                                |
| **Merchant Token** | **SHA256&#x20;**(`iMid` + `userToken` + `merchantKey`)                                                                   |
| **Request Format** | `application/JSON`                                                                                                       |



## Request Parameter for User Detail - Account Binding Paylater API

| **Parameter**                                              | **Tipe** | **Ukuran** | **Deskripsi**                   | **Contoh / Catatan** |
| ---------------------------------------------------------- | -------- | ---------- | ------------------------------- | -------------------- |
| `iMid`<br /><font color="#2166ae">Required</font>          | AN       | 10         | Merchant ID                     |                      |
| `timeStamp`<br /><font color="#2166ae">Required</font>     | N        | 14         | Request Timestamp               |                      |
| `merchantToken`<br /><font color="#2166ae">Required</font> | AN       | 255        | Merchant token                  |                      |
| `userToken`<br /><font color="#2166ae">Required</font>     | AN       | 100        | User Token from Binding Account |                      |



## Response Parameter for User Detail - Account Binding Paylater API

| **Parameter**          | **Tipe**     | **Ukuran** | **Deskripsi**        | **Contoh / Catatan**                 |
| ---------------------- | ------------ | ---------- | -------------------- | ------------------------------------ |
| `billingPhone`         | AN           | 15         | Billing Phone        | Format:<br />+62-`user phone number` |
| `accountStatus`        | N            | 1          | Account Status       |                                      |
| `accountType`          | N            | 1          | Account Type         |                                      |
| `limitDetails`         | Array Object |            |                      |                                      |
| - `paymentType`        | AN           | 10         | Installment Month    |                                      |
| * `remainingUserLimit` | AN           | 50         | Remaining User Limit |                                      |
| - `totalUserLimut`     | AN           | 50         | Total User Limit     |                                      |



## Sample Parameter for User Detail - Account Binding Paylater API

:::CodeblockTabs
Request Parameter

```json
{
    "timeStamp":"{{timestampTrx}}",
    "userToken":"{{userToken}}",
    "iMid":"{{iMid}}",
    "merchantToken":"{{merTok}}"
}
```

Response Parameter

```json
{
    "resultCd": "0000",
    "resultMsg": "SUCCESS",
    "billingNm": "Jajang Basirudin",
    "billingPhone": "+62-883****7325",
    "accountStatus": "1",
    "accountType": "2",
    "limitDetails": [
        {
            "paymentType": "9_months",
            "remainingUserLimit": "15265763.00",
            "totalUserLimit": "15200000.00"
        },
        {
            "paymentType": "3_months",
            "remainingUserLimit": "5661939.00",
            "totalUserLimit": "5600000.00"
        },
        {
            "paymentType": "12_months",
            "remainingUserLimit": "19373196.00",
            "totalUserLimit": "19300000.00"
        },
        {
            "paymentType": "6_months",
            "remainingUserLimit": "10720111.00",
            "totalUserLimit": "10700000.00"
        },
        {
            "paymentType": "30_days",
            "remainingUserLimit": "2000000.00",
            "totalUserLimit": "2000000.00"
        }
    ]
} 
```
:::