Pre-Auth & Capture - Payment API Credit Card

21 min

Tentang Pre-Auth & Capture - Payment API Credit Card

Setelah Anda melakukan pendaftaran transaksi Kartu Kredit dengan tipe fitur Pre-Auth & Capture pada Pre-Auth & Capture - Registration API Credit Card, Anda dapat melanjutkan langkah selanjutnya ke proses pembayaran pada transaksi tersebut melalui API Payment ini.

Pelajari mengenai fitur pembayaran Kartu Kredit dengan RecurringToken di halaman Fitur Kartu Kredit atau kunjungi penjelasan teknis API mengenai Pre-Auth Capture di halaman Pre-Auth & Capture - Payment API Credit Card.

Pre-Auth - Payment API Credit Card (Hold Fund)

API Endpoint	/nicepay/direct/v2/payment
Request Method	POST
Description	Pre-Auth (Hold Fund)
Merchant Token	SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)
Request Format	application/json

Request Parameter for Pre-Auth - Payment API Credit Card (Hold Fund)

Untuk dapat melakukan fitur Pre-Auth dari transaksi yang Pelanggan Anda akan lakukan, Anda diperlukan untuk mengisi parameter tXid dari hasil response pada Pre-Auth & Capture - Registration API Credit Card yang Anda sudah lakukan sebelumnya.

Parameter	Tipe	Ukuran	Deskripsi	Contoh / Catatan
timeStamp Required	N	14	Request Timestamp (YYYYMMDDHH24MISS)	20230522130518
tXid Required	AN	30	Transaction ID	IONPAYTEST01202305161007570327
referenceNo Required	ANS	40	Merchant Order Number	This Is The Description Of The Payment
merchantToken Required	AN	255	Merchant Token	ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae
cardNo Required	N	20	Credit Card Number	443426******0008
cardExpYymm Required	A	4	Card Expiry (YYMM)	3901
cardHolderNm Required	AN	45	Card Holder Name	John Doe Only alphabet allowed
cardHolderEmail Required	ANS	100	Card Holder Email	[email protected]
cardCvv Required	N	6	Card CVV	100
callBackUrl Required	ANS	255	Payment Result URL	https://www.merchant.com/callbackUrl/

Anda juga memerlukan parameter cardNo, cardExpYymm, cardHolderNm, cardHolderEmail & cardCvv yang Anda bisa dapatkan dari Pelanggan Anda agar tagihan transaksinya dapat diproses.

Response Parameter for Pre-Auth - Payment API Credit Card (Hold Fund)

Berikut ini adalah response parameter dari hasil request Pre-Auth Payment (Hold Fund).

Parameter	Tipe	Ukuran	Deskripsi	Contoh / Catatan
timeStamp	N	14	Response Date (YYYYMMDDHH24MISS)	20230516135959
resultCd	N	4	Result Code	0000
resultMsg	AN	255	Result Message: Error Code	SUCCESS
tXid	AN	30	Transaction ID	IONPAYTEST01202305161007570327
referenceNo	ANS	40	Merchant Order Number	MerchantReferenceNumber001
payMethod	N	2	Payment Method Code	01 When Success
amount	N	12	Payment Amount	10000 When Success
currency	AN	3	Currency	IDR When Success
goodsNm	AN	100	Goods Name	Merchant Goods 1 When Success
billingNm	AN	100	Buyer Name	John Doe When Success
transDt	N	8	Transaction Date (YYYYMMDD)	20230522 When Success
transTm	N	6	Transaction Time (HH24MISS)	135959 When Success
description	AN	100	Description	This Is The Description Of The Payment When Success
authNo	N	10	Approval Number	123456 When Success
issuBankCd	A	4	Issuing Bank Code	CENA When Success
acquBankCd	A	4	Acquiring Bank Code	BNIA When Success
cardNo	AN	20	Card Number (Masked)	443426******0008 When Success
cardExpYymm	N	4	Card Expiry (YYMM)	3901 When Success
instmntMon	N	2	Installment Month	1 When Success
instmnType	N	2	Installment Type Code	1 When Success
preauthToken	AN		Pre-Auth Token	5c6ba40e61c45d9fa37e763ea1f86b9d6ac5f1f7ed279e4d4531191c83279320 When Success
ccTransType	AN	2	Credit Card Transaction Type	3 When Success
vat	N	12	Value Added Tax (VAT)	0 When Success
fee	N	12	Service Fee	0 When Success
notaxAmt	N	12	Tax Free Amount	0 When Success
acquBankNm	A	255	Acquiring Bank Name	CIMB
issuBankNm	A	255	Issuing Bank Name	BCA

Apabila proses ini berhasil maka dana yang sudah dibayarkan akan di-hold secara otomatis dan Anda pun akan mendapatkan preauthToken yang diperlukan untuk melakukan proses Capture nantinya.

Mohon untuk segera melakukan proses Capture setelah proses Pre-Auth sudah diselesaikan sebelum dana transaksinya kedaluwarsa dan akan dianggap void (dana transaksi akan dikembalikan ke cardholder) Tenggat waktu kedaluwarsa pada transaksi jenis Pre-Auth biasanya memakan waktu sampai 7 hari.

Sample Parameter for Pre-Auth - Payment API Credit Card (Hold Fund)

Request Parameter

let secondVersion = new SecondApiVersion(config);

let parameterPayment = {
  amt: "10000",
  referenceNo: "ordNo20251001101069",
  tXid: "TESTMPGS0501202510011026450166",
  cardNo: "5123450000000008",
  callBackUrl: "https://dev.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp?order_id=RECURRTEST01202509301555563979",
  cardExpYymm: "3106",
  cardCvv: "100",
  cardHolderNm: "Nicepay Test",
  preauthToken: "",  // Leave empty for hold fund
  cardHolderEmail: "[email protected]",
};

let response = secondVersion.requestPayment(parameterPayment);

Response Parameter

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    <div class='wrapper' id='loader'><span class='loader'></span></div>
    <div style='visibility:hidden'>
        <div id="initiate3dsSimpleRedirect" xmlns="http://www.w3.org/1999/html"> <iframe id="methodFrame"
                name="methodFrame" height="100" width="200"> </iframe>
            <form id="initiate3dsSimpleRedirectForm" method="POST"
                action="https://mtf.gateway.mastercard.com/acs/mastercard/v2/method" target="methodFrame"> <input type="hidden" name="threeDSMethodData" value="eyJ0aHJlZURTTWV0aG9kTm90aWZpY2F0aW9uVVJMIjoiaHR0cHM6Ly9tdGYuZ2F0ZXdheS5tYXN0ZXJjYXJkLmNvbS9jYWxsYmFja0ludGVyZmFjZS9nYXRld2F5L2Q2ZWRlMjU4N2VjNmVmY2Y4ODc4YWIxZjBhMWViMTc0YTkwZDA5N2E0YWJhZDVhOTQzNzM5ZmVmMTdjNzZhZDUiLCJ0aHJlZURTU2VydmVyVHJhbnNJRCI6IjZkYjBhY2I4LTdjMDYtNDc5Yy04MTNmLTQ4YTA4NWYzNjU0ZSJ9" />
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        </div>
    </div>
    <form name="mpgsAuthFrm" id="mpgsAuthFrm" method="post" action='https://dev.nicepay.co.id/nicepay/api/mpgsAuth.do'>
        <input type='hidden' name='tXid' value='TESTMPGS0501202510011026450166'>
        <input type='hidden' name='cardNo' value='5123450000000008'>
        <input type='hidden' name='cardExpYymm' value='3106'>
        <input type='hidden' name='cardCvv' value='100'>
        <input type='hidden' name='callbackUrl' value='https://dev.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp?order_id=TESTMPGS0501202510011026450166'>
        <input type='hidden' name='registered' value='true'>
        <input type='hidden' name='directV1' value='false'>
        <input type='hidden' name='authResult' value='false'>
        <input type='hidden' name='browser' value=''>
        <input type='hidden' name='browserJavaEnabled' value='false'>
        <input type='hidden' name='browserJavascriptEnabled' value='2'>
        <input type='hidden' name='browserLanguage' value=''>
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Capture - Payment API Credit Card

API URL	/nicepay/direct/v2/payment
Request Method	POST
Description	Capture Process from Pre-Auth
Merchant Token	SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)
Request Format	application/json

Request Parameter for Capture - Payment API Credit Card

Setelah Anda mendapatkan preauthToken pada transaksi yang sudah dibayarkan oleh Pelanggan Anda dan diproses API Pre-Auth Payment (Hold),

Langkah selanjutnya adalah melakukan proses Capture pada dana yang telah di-hold. Namun, untuk melakukan proses itu, Anda diperlukan untuk registrasi kembali dengan transaksi yang baru pada Pre-Auth & Capture - Registration API Credit Card dengan amount yang Anda capture harus berjumlah kurang atau sama dari amount yang telah di-hold pada proses Pre-Auth sebelumnya.

Apabila Anda sudah sukses mendaftarkan transaksi kembali, Anda baru dapat menggunakan API Capture ini.

Proses Capture dapat dilakukan berulang kali selama jumlah amount yang sudah melalui Pre-Auth masih ada untuk di-capture beserta dengan transaksi Pre-Auth masih belum kedaluwarsa atau belum dianggap void.

Berikut ini adalah daftar parameter untuk melakukan integrasi proses pembayaran Kartu Kredit menggunakan PreauthToken tanpa cardNo, cardExpYymm maupun cardCvv.

Parameter	Tipe	Ukuran	Deskripsi	Contoh / Catatan
timeStamp Required	N	14	Request Timestamp (YYYYMMDDHH24MISS)	20230516135959
tXid Required	AN	30	Transaction ID	IONPAYTEST01202305161007570327
referenceNo Required	ANS	40	Merchant Order Number	MerchantReferenceNumber001
merchantToken Required	AN	255	Merchant Token	ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae
cardHolderNm Required	AN	45	Card Holder Name	John Doe Only alphabet allowed
cardCvv	N	6	Card CVV	100
callBackUrl Required	ANS	255	Payment Result URL	https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp
preauthToken Required For Capture Process in Pre-Auth	AN	64	Pre-Auth Token	5976c263fe6116503645057bb00be809c3a6f9c1e355efa12ef2cda2be03d5eb

tXid tidak akan sama dengan request (pre-auth - hold). Proses Capture akan memastikan bahwa nilai amount yang di-capture tidak melebihi dana yang sudah Anda Pre-Auth.

Response Parameter for Capture - Payment API Credit Card

Parameter	Tipe	Ukuran	Deskripsi	Contoh / Catatan
timeStamp	N	14	Response Date (YYYYMMDDHH24MISS)	20230516135959
resultCd	N	4	Result Code	0000
resultMsg	AN	255	Result Message: Error Code	SUCCESS
tXid	AN	30	Transaction ID	IONPAYTEST01202305161007570327
referenceNo	ANS	40	Merchant Order Number	MerchantReferenceNumber001
payMethod	N	2	Payment Method Code	01 When Success
amount	N	12	Payment Amount	10000 When Success
currency	AN	3	Currency	IDR When Success
goodsNm	AN	100	Goods Name	Merchant Goods 1 When Success
billingNm	AN	100	Buyer Name	John Doe When Success
transDt	N	8	Transaction Date (YYYYMMDD)	20230522 When Success
transTm	N	6	Transaction Time (HH24MISS)	224343 When Success
description	AN	100	Description	This Is The Description Of The Payment When Success
authNo	N	10	Approval Number	123456 When Success
issuBankCd	A	4	Issuing Bank Code	CENA When Success
acquBankCd	A	4	Acquiring Bank Code	BNIA When Success
cardNo	AN	20	Card Number (Masked)	51234500****0008 When Success
cardExpYymm	N	4	Card Expiry (YYMM)	3901 When Success
instmntMon	N	2	Installment Month	1 When Success
instmnType	N	2	Installment Type Code	1 When Success
ccTransType	AN	2	Credit Card Transaction Type	3 When Success
vat	N	12	Value Added Tax (VAT)	0 When Success
fee	N	12	Service Fee	0 When Success
notaxAmt	N	12	Tax Free Amount	0 When Success
acquBankNm	A	255	Acquiring Bank Name	CIMB
issuBankNm	A	255	Issuing Bank Name	BCA

tXid tidak akan sama seperti request hold saat capture, dan amt tidak melebihi dana yang ditahan.

Sample Parameter for Capture - Payment API Credit Card

Request Parameter

let secondVersion = new SecondApiVersion(config);

let parameterPayment = {
  amt: "100",
  referenceNo: "ordNo20251001171009",
  tXid: "TESTMPGS0501202510011716431018",
  callBackUrl: "https://dev.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp?order_id=RECURRTEST01202509301555563979",
  cardHolderNm: "Nicepay Test",
  preauthToken: "a513eff039c80a8c617fe57dbb401c52dbfd683b5d48fb3df61312f5a6665f35",  // Preauth token
  cardHolderEmail: "[email protected]",
};

let response = secondVersion.requestPayment(parameterPayment);

Response Parameter

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<!DOCTYPE html>
<html>
<head>

<meta http-equiv="Content-Type" content="text/html; charset=UTF-8" />
<meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />

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<script type="text/javascript" src="/nicepay/js/jquery.js"></script>
<script type="text/javascript" src="/nicepay/js/jquery.min.js"></script>
<script type="text/javascript" src="/nicepay/js/common.js"></script>


</head>

<body >
	










<html>
<head>
	<meta name="viewport" content="width=device-width, initial-scale=1.0">
<script type = "text/javascript">
	function setAcsInfo(){
		if ('01' != '05') {
			document.tranMgr.action = $("#callbackUrl").val();
		} else if ('01' == '05' && '' != null && '' == 'OVOE') {
			document.tranMgr.action = $("#callbackUrl").val();
		}
		
		if (document.tranMgr.cardBrand.value == null || document.tranMgr.cardBrand.value == "")
			document.tranMgr.cardBrand.setAttribute("disabled", true);
		
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<body onLoad="javascript:setAcsInfo();">
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		<form name="tranMgr" method="post" action="">
			<input type="hidden" id="callbackUrl"  value="https://dev.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp?order_id=TESTMPGS0501202510011716431018">
			<input type="hidden" name="resultCd"  value="0000">
			<input type="hidden" name="resultMsg" value="SUCCESS">
			<input type="hidden" name="tXid" value="TESTMPGS0501202510011716431018">
			<input type="hidden" name="referenceNo" value="ordNo20251001171009">
			<input type="hidden" name="payMethod" value="01">
			<input type="hidden" name="amt" value="100">
			<input type="hidden" name="transDt" value="20251001">
			<input type="hidden" name="transTm" value="171643">
			<input type="hidden" name="description" value="">
			<input type="hidden" name="authNo" value="259296">
			<input type="hidden" name="issuBankCd" value="BTPN">
			<input type="hidden" name="acquBankCd" value="BNIA">
			<input type="hidden" name="cardNo" value="51234500****0008">
			<input type="hidden" name="receiptCode" value="">
			<input type="hidden" name="mitraCd" value="">
			<input type="hidden" name="recurringToken" value="">
			<input type="hidden" name="preauthToken" value="">
			
			<input type="hidden" name="currency" value="IDR">
			<input type="hidden" name="goodsNm" value="Goods">
			<input type="hidden" name="billingNm" value="Nicepay test TESTMPGS05">
			<input type="hidden" name="ccTransType" value="4">
			<input type="hidden" name="mRefNo" value="">
			
			<input type="hidden" name="instmntType" value="1">
			<input type="hidden" name="instmntMon" value="1">
			
			<input type="hidden" name="cardExpYymm" value="3901">
			
			<input type="hidden" name="issuBankNm" value="BTPN">
			<input type="hidden" name="acquBankNm" value="CIMB">
			
			<input type="hidden" name="timeStamp" value="20251001171714">
			<input type="hidden" name="merchantToken" value="5a96b2ec2e748454714d78ccee174ed74b095fad2612eb9370e9a15e516cddec">
			<input type="hidden" name="cardBrand" value="">
			
			
			
		</form>
	

	
</body>
</html>
</body>

</html>

CallBack Handling for Pre-Auth & Capture - Payment API Credit Card

Saat Callback telah diterima callbackUrl Anda, kami sangat menganjurkan Merchant untuk melakukan verifikasi Status menggunakan Status Inquiry - API Credit Card.

CallBack Handling sangat penting untuk membantu meminimalisir tindakan Fraud, kami sangat merekomendasikan Merchant untuk melakukan verifikasi menggunakan CallBack Handling.

"callbackUrl" : "https://www.merchant.com/callbackUrl/"

Pre-Auth & Capture - Payment API Credit Card

Tentang Pre-Auth & Capture - Payment API Credit Card

Pre-Auth - Payment API Credit Card (Hold Fund)

Request Parameter for Pre-Auth - Payment API Credit Card (Hold Fund)

Response Parameter for Pre-Auth - Payment API Credit Card (Hold Fund)

Sample Parameter for Pre-Auth - Payment API Credit Card (Hold Fund)

Request Parameter

Response Parameter

Capture - Payment API Credit Card

Request Parameter for Capture - Payment API Credit Card

Response Parameter for Capture - Payment API Credit Card

Sample Parameter for Capture - Payment API Credit Card

Request Parameter

Response Parameter

CallBack Handling for Pre-Auth & Capture - Payment API Credit Card

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