Full Payment & Installment - Payment API Credit Card

tentang full payment & installment payment api credit card ini digunakan setelah menyelesaikan docid\ gdl6xaulfkftlyybu57cz digunakan pada tahap ini sama dengan untuk tipe recurring token dan pre auth & capture namun, terdapat perbedaan pada request dikirimkan full payment & installment payment api credit card api endpoint /nicepay/direct/v2/payment request method post post description full & installment merchant token sha256( timestamp + imid + referenceno + amt + merchantkey ) request format application/x www form urlencoded pada , jika autentikasi 3ds diperlukan, akan diarahkan ke 3ds card issuer memerlukan untuk input kode otp ( one time password ) untuk menyelesaikan nya request parameter for full payment & installment payment api credit card berikut ini adalah daftar request untuk mem pada full payment & installment request dilakukan melalui form url dengan rincian sebagai berikut parameter tipe ukuran deskripsi contoh / catatan timestamp required required n 14 request timestamp ( yyyymmddhh24miss ) 20221202141217 txid required required an 30 transaction id ionpaytest01202212021455054652 referenceno n 40 reference number for ordno20221202141217 cardno required for cc required for cc n 20 number 4434260000000008 cardexpyymm required for cc required for cc a 4 card expiry ( yymm ) 3901 cardcvv required for cc required for cc n 4 card cvv 101 cardholdernm required required an 45 card holder name john doe only alphabet allowed cardholderemail required required ans 100 card holder email johndoe\@gmail com merchanttoken required required an 255 token c91e6531f6c84869439bc5ebe5389bd71e7752c054fc9dbfe193d087a1b797ae callbackurl required required ans 255 result url https //merchant com/callbackurl parameter dibutuhkan untuk adalah data /debit dari , yaitu berupa cardno , cardexpyymm , cardcvv , cardholdernm & cardholderemail jadi, untuk dapat melakukan , kami sarankan agar untuk memperoleh data kartu tersebut dari terlebih dahulu sebelum melakukan mencantumkan cardcvv pada setiap bergantung dari mid tipe cvv atau non cvv response parameter for full payment & installment payment api credit card setelah melakukan request , akan mendapatkan response dari callback url dengan rincian r esponse sebagai berikut parameter tipe ukuran deskripsi contoh / catatan resultcd n 14 docid 7o8nl7guqp asiwfdqi3v resultmsg an 255 result message docid\ wpcemazro xvnxz 1zaib txid an 30 transaction id when success referenceno ans 40 order number when success paymethod n 2 docid\ iifmsruuw7j9vmwefjz97 when success amt n 12 amount when success currency an 3 currency when success goodsnm a 100 goods name when success billingnm a 100 buyer name when success transdt n 8 transaction date ( yyyymmdd ) when success transtm n 6 transaction time ( hh24miss ) when success description an 100 transaction description when success authno n 10 approval number when success, cc issubankcd a 4 docid\ ky4ppujot06atnie easf when success, cc acqubankcd a 4 docid\ ky4ppujot06atnie easf when success, cc cardno ans 20 card number with masking when success, cc cardexpyymm n 4 card expiry ( yymm ) when success, cc instmntmon n 2 installment month when success, cc instmnttype n 2 docid\ rt2c32s9hfl aohyoebv5 when success, cc cctranstype n 2 docid 5kylpx5mpjsl96c8mhoik 1 normal 2 recurring 3 pre auth 4 capture when success, cc sample parameter for full payment & installment payment api credit card request parameter curl curl location 'https //www nicepay co id/nicepay/direct/v2/payment' \\ \ header 'content type application/x www form urlencoded' \\ \ data urlencode 'timestamp=20250922143200' \\ \ data urlencode 'txid=ionpaytest8108202509221432005539' \\ \ data urlencode 'referenceno=reffno20250922143200' \\ \ data urlencode 'merchanttoken=020c4c90a89a388206d057cffe7c83df2ec1ead78ec17656544e4a58430ab7ea' \\ \ data urlencode 'cardno=5123450000000008' \\ \ data urlencode 'cardexpyymm=3601' \\ \ data urlencode 'cardcvv=100' \\ \ data urlencode 'cardholdernm=test' \\ \ data urlencode 'callbackurl=https //www nicepay co id/ionpay client/paymentresult jsp' node js let secondversion = new secondapiversion(config); let parameterpayment = { amt "1000", referenceno "reffno20250922143200", txid "ionpaytest8108202509221432005539", cardno "5123450000000008", callbackurl "https //www nicepay co id/ionpay client/paymentresult jsp", cardexpyymm "2901", cardcvv "100", recurringtoken "", cardholdernm "nicepay test", preauthtoken "", cardholderemail "test\@email com", }; let response = secondversion requestpayment(parameterpayment);nicepay config = nicepay builder() isproduction(false) // set to true for production build(); card requestdata = card builder() timestamp("20250922143200") // current timestamp (yyyymmddhhmmss) txid("ionpaytest8108202509221432005539") // transaction id from registration imid("ionpaytest") // your nicepay imid referenceno("reffno20250922143200") // unique order reference amt("1000") // payment amount merchanttoken(timestamp, imid, reffno, amount, merchant key) // secure token generation cardno("5123450000000008") // test card number cardexpyymm("2908") // card expiry date (yymm) cardcvv("100") // 3 digit cvv cardholdernm("nicepay test") // cardholder name callbackurl("https //www nicepay co id/ionpay client/paymentresult jsp") // callback url recurringtoken("") // leave empty if not recurring preauthtoken("") // leave empty if not pre auth build(); string responsehtml = v2cardservice callv2cardpaymentrequest(requestdata, config); bodypayment = ( builderpayment buildpayment() settimestamp(datetime now() strftime("%y%m%d%h%m%s")) # current timestamp (yyyymmddhhmmss) settxid("ionpaytest8108202509221432005539") # transaction id from registration setreferenceno("reffno20250922143200") # unique order reference setcashtag("") # leave empty if not using cashtag setcardno("5123450000000008") # test card number setcardexpyymm("3901") # card expiry date (yymm) setcardcvv("100") # 3 digit cvv setrecurringtoken("") # leave empty if not recurring setpreauthtoken("") # leave empty if not pre auth setamt("1000") # payment amount build() ) environment = ( builderenvironment buildenvironment() iscloud(false) # set to true if using nicepay cloud isproduction(false) # set to true for production build() ) response = servicenicepay servicepayment( datagenerator getpaymentbody(bodypayment datapayment()), environment ) vanilla js const paymentdata = { cardno "5123450000000008", // test card number cardexpyymm "2901", // card expiry in yymm format cardcvv "100", // 3 digit cvv cardholderemail "customer\@example com", // cardholder email cardholdernm "john doe", // cardholder name callbackurl "https //your domain com/callback", // callback url after payment txid "ionpaytest8108202509221432005539", // transaction id from registration merchanttoken "020c4c90a89a388206d057cffe7c83df2ec1ead78ec17656544e4a58430ab7ea", // secure token recurringtoken "", // leave empty if not recurring }; const response = await nicepay paymenttransaction(paymentdata); laravel $url = httputil getnicepaydomain($this >useprod, $this >usecloud) $this >payment endpoint; // request body parameters $txid = "ionpaytest8108202509221432005539"; $timestamp = carbon now() >format("ymdhis"); // current timestamp (yyyymmddhhmmss) $reference no = "reffno20250922143200"; $amt = "1000"; // generate secure merchant token $merchant token = $this >generatemerchanttoken( $timestamp, $this >imid, $reference no, $amt, $this >mer key ); $param = \[ "timestamp" => $timestamp, // current timestamp "txid" => $txid, // transaction id from registration "merchanttoken" => $merchant token, // secure hash token "cardno" => "5123450000000008", // test card number "cardexpyymm" => "3901", // card expiry date (yymm) "cardcvv" => "100", // 3 digit cvv "callbackurl" => "https //www nicepay co id/ionpay client/paymentresult jsp", // callback url "returnjsonformat"=> "1", // force json response format ]; $response = httputil redirectwithqueryparams($url, $param); php native $config = nicepay builder() >setisproduction(true) // set to false for sandbox/testing >build(); $parameter = card builder() >timestamp($timestamp) // current timestamp (yyyymmddhhmmss) >imid("ionpaytest") // your nicepay imid >txid("ionpaytest8108202509221432005539") // transaction id from registration >referenceno("reffno20250922143200") // unique order reference >merchanttoken( $timestamp, $imid, $newcctrx >getreferenceno(), $newcctrx >getamt(), $this >merchantkey ) // generate secure token >cardno(testconst $card no) // test card number from constants >cardexpyymm(testconst $card exp yymm) // card expiry date (yymm) >cardcvv(testconst $card cvv) // 3 digit cvv >cardholdernm("nicepay test") // cardholder name >callbackurl("https //dev nicepay co id/ionpay client/paymentresult jsp?") // callback url after payment >build(); $cardservice = new v2cardservice($config); $response = $cardservice >payment($parameter); var config nicepay? = nicepay builder() isproduction(true) // set to false for sandbox/testing build() val request directv2requestpaymentcard = directv2requestpaymentcard builder() timestamp("20250922143200") // current timestamp (yyyymmddhhmmss) txid("ionpaytest8108202509221432005539") // transaction id from registration imid("ionpaytest") // your nicepay imid merchantkey(merchant key) // secret merchant key referenceno("reffno20250922143200") // unique order reference number amt("1000") // payment amount callbakurl("https //www nicepay co id/ionpay client/paymentresult jsp") // callback url after payment cardno("5123450000000008") // test card number cardcvv("123") // 3 digit cvv (sample) cardexpyymm("2512") // card expiry date (yymm) build() val response = paymentservice registration(request, config)!! response parameter sample response 	 		 	 		 		 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 		 	 	 callback handling for full payment & installment payment api credit card setelah terjadi, akan mendapatkan dari kami sesuai dengan callback url masukkan dalam request pada docid\ crk0ecbl21unmzk3nfzbd saat callback telah diterima callbackurl , kami sangat menganjurkan untuk melakukan verifikasi status menggunakan docid 9ivqi i4yka9s1oz6s ha callback handling sangat penting untuk membantu meminimalisir tindakan fraud, kami sangat merekomendasikan untuk melakukan verifikasi menggunakan callback handling url callback "callbackurl" "https //www merchant com/callbackurl/" response callback { "resultcd" "0000", "resultmsg" "success", "txid" "ionpaytest01202212141112221428", "referenceno" "", "paymethod" "01", "amt" "10000", "transdt" "20221212", "transtm" "121212", "description" "testing credit card transaction", "authno" "080623", "issubankcd" "othr" "acqubankcd" "bmri", "cardno" "453211 1111", "goodsnm" "test transaction nicepay" "billingnm" "john doe", "currency" "idr", "timestamp" "20221212121212", "merchanttoken" "2035d2295d9578fffb40137186f0203474142ae3e57992d4847826c5fcaffce6", "cardexpyymm" "2712", "instmntmon" "1", "instmnttype" "1", "cctranstype" "1" }