Payment
Credit Card

Credit Card Glossary

5min

Card Number / PAN (Personal Account Number)

The series of numbers that is  card number consists on 15-20 numbers (usually 16 digits) printed at the front of  .



CVV / CAV / CVV2 / CSC

A series of numbers consisting of 3 to 4-digit numbers print on  back of a .

  • CVV only can be input by   on   .
  • CVV is confidential, Customers aren't allowed to inform anyone about CVV.
  • Merchants aren't allowed to store CVV in any form.
  • Merchants aren't allowed to ask Customers for CVV information.



Expiry Date

The expiration date of   or Debit Card. The expiry date printed on  front of  card.



Acquirer

/Non- Institutions receiving and processing funds for  transactions from Customers. Such as Visa and Mastercard.



Issuer

/Non- institutions that issue Credit Cards to  Customers.



OTP (One Time Password)

A series of random numbers (generally consisting of 4 to 6 digits) send to  Customer's cell phone as part of  authentication .

  • The OTP is confidential. Customers are not permitted to notify any party.
  • OTP may only type directly by   or Account Owner on   .



Amex

Short for American Express, Principal.



Chargeback

Refunds from   to   after   receives  submission from   and does   inspection .