Payment

Credit Card

5min
Credit Card
Credit Card


About Credit Card



Credit Card is a

 tool that is used as a substitute for cash and issued by

 Issuer as a card issuer on the
's request used in
 daily transactions
.

The value and volume of online



s have increased significantly in recent years. Based on a report by

 (BI) for June 2021 - June 2022 period,
 value of
s using


 has reached IDR 26.62 trillion, with an average
 of nearly 28 million transactions per month.

It proves that payments using

 in online businesses are easy, fast, and safe for Indonesian Customers.
 has gained
 trust of Merchants in serving smooth and secure

, so don't worry about Partnering with
.



 also receive Debit Card
 through
 same
 with

.



Advantages of Using the NICEPAY Credit Card Payment Method


  • Have multiple
         support easily both local and international.
         is supported by Visa, Mastercard, JCB, and American Express, already certified with PCI DSS Level 1.
  • For your
        , you need to have a PCI DSS certificate for your
         to make
         transactions online. But you don't need to worry because
         is officially PCI DSS certified, so you don't need to apply for PCI DSS certification to make
         online transactions.

PCI DSS (Payment Card Industry Data Security Standard) is an

 security standard for companies that handle
 processes via
 and their networks. This PCI DSS standard is required to be complied with by
 Payment Card Industry Security Standards Council. There are 4 types of levels for PCI DSS where level 1 is
 highest level for
 security level validation type..

  • Various Credit Card Feature are available starting from Full Payment, Installment, Recurring, Pre-authorization & Capture, and Tokenization.
  • Protection with FDS (Fraud Detection System), early fraud detection for your online
         transactions.
  • The
    
         at
         equips with
         3DS (three domain secure) 2.0 feature, which is supported by Visa Secure, Mastercard Identity Check, American Express Safety Key, and J/Secure, which are security protocols that can protect against fraud in online transactions through OTP authentication with card holders.
  • The
         also have
         option of making transactions without inputting an OTP.
  • Monitoring all
         transactions in your business easily through Back Office MMS (Merchant Management System).



See also




 API Credit Card
 to find out detail
 that being used on Credit/Debit Card
.




 API Version 1 (V1)
 to find out detail
 used on
 version one.



Updated 12 Mar 2024
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