Payment

Credit Card

5min
Credit Card


About Credit Card



Credit Card is a  tool that is used as a substitute for cash and issued by   Issuer as a card issuer on the 's request used in  daily transactions .

The value and volume of online   s have increased significantly in recent years. Based on a report by   (BI) for June 2021 - June 2022 period,  value of s using    has reached IDR 26.62 trillion, with an average  of nearly 28 million transactions per month.

It proves that payments using  in online businesses are easy, fast, and safe for Indonesian Customers.  has gained  trust of Merchants in serving smooth and secure  , so don't worry about Partnering with .

 also receive Debit Card  through  same  with  .



Advantages of Using the NICEPAY Credit Card Payment Method


  • Have multiple  support easily both local and international.  is supported by Visa, Mastercard, JCB, and American Express, already certified with PCI DSS Level 1.
  • For your , you need to have a PCI DSS certificate for your  to make  transactions online. But you don't need to worry because  is officially PCI DSS certified, so you don't need to apply for PCI DSS certification to make  online transactions.

PCI DSS (Payment Card Industry Data Security Standard) is an  security standard for companies that handle  processes via  and their networks. This PCI DSS standard is required to be complied with by  Payment Card Industry Security Standards Council. There are 4 types of levels for PCI DSS where level 1 is  highest level for  security level validation type..

  • Various Credit Card Feature are available starting from Full Payment, Installment, Recurring, Pre-authorization & Capture, and Tokenization.
  • Protection with FDS (Fraud Detection System), early fraud detection for your online  transactions.
  • The   at  equips with  3DS (three domain secure) 2.0 feature, which is supported by Visa Secure, Mastercard Identity Check, American Express Safety Key, and J/Secure, which are security protocols that can protect against fraud in online transactions through OTP authentication with card holders.
  • The  also have  option of making transactions without inputting an OTP.
  • Monitoring all  transactions in your business easily through Merchant Back Office.



See also

  API Credit Card  to find out detail  that being used on Credit/Debit Card .

  API Version 1 (V1)  to find out detail  used on  version one.

Updated 08 Apr 2025
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