Payment

Credit Card

5min
Credit Card
Credit Card


About Credit Card



Credit Card is a tool that is used as a substitute for cash and issued by Issuer as a card issuer on the 's request used in daily transactions .

The value and volume of online s have increased significantly in recent years. Based on a report by (BI) for June 2021 - June 2022 period, value of s using has reached IDR 26.62 trillion, with an average of nearly 28 million transactions per month.

It proves that payments using in online businesses are easy, fast, and safe for Indonesian Customers. has gained trust of Merchants in serving smooth and secure , so don't worry about Partnering with .

 also receive Debit Card through same with .



Advantages of Using the NICEPAY Credit Card Payment Method


  • Have multiple support easily both local and international. is supported by Visa, Mastercard, JCB, and American Express, already certified with PCI DSS Level 1.
  • For your , you need to have a PCI DSS certificate for your to make transactions online. But you don't need to worry because is officially PCI DSS certified, so you don't need to apply for PCI DSS certification to make online transactions.

PCI DSS (Payment Card Industry Data Security Standard) is an security standard for companies that handle processes via and their networks. This PCI DSS standard is required to be complied with by Payment Card Industry Security Standards Council. There are 4 types of levels for PCI DSS where level 1 is highest level for security level validation type..

  • Various Credit Card Feature are available starting from Full Payment, Installment, Recurring, Pre-authorization & Capture, and Tokenization.
  • Protection with FDS (Fraud Detection System), early fraud detection for your online transactions.
  • The at equips with 3DS (three domain secure) 2.0 feature, which is supported by Visa Secure, Mastercard Identity Check, American Express Safety Key, and J/Secure, which are security protocols that can protect against fraud in online transactions through OTP authentication with card holders.
  • The also have option of making transactions without inputting an OTP.
  • Monitoring all transactions in your business easily through Back Office MMS (Merchant Management System).



See also

 API Credit Card to find out detail that being used on Credit/Debit Card .

 API Version 1 (V1) to find out detail used on version one.



Updated 12 Mar 2024
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