Payment
Credit Card
Credit Card Feature
9 min
there are several {{cc}} features that you can use, including full payment full {{paymentproduct}} is the basic feature of {{cc}} payment methods bearing {{the}} visa, mastercard, jcb, and american express logos the regular sale means {{the}} {{customer}} uses a {{cc}} as a source of funds the bill will cut {{the}} {{customer}} 's {{cc}} limit and will bill in full according to {{the}} {{customer}} 's {{cc}} billing cycle if {{the}} {{customer}} uses a debit card, {{the}} {{balance}} will deduct from {{the}} {{customer}} 's debit card {{balance}} in {{the}} full amount merchants will receive {{payment}} funds according to {{the}} {{nicepay}} {{settlement}} cycle installment installment is a {{cc}} feature that provides installment services to your customers with several installment tenor options merchants do not need to collect {{customer}} installments and continue to receive funds in full according to {{the}} {{nicepay}} {{settlement}} cycle the installment feature is available for payment methods using credit cards bearing visa, mastercard, jcb, and amex logos recurring recurring or what is also known as a subscription is a recurring {{payment}} that bills cardholders for a particular time this feature can use for cardholders who have debit or {{cc}} types pre authorization & capture pre authorization & capture is a {{cc}} feature that allows you to confirm in advance the fund's amount transacted by your customers (pre authorization) once authorized, {{the}} funds from your {{customer}} are guaranteed to be ready to be deducted then {{the}} funds will be held until the authorization {{process}} expires if {{the}} authorization has expired, {{the}} guaranteed funds will be considered void void is a type of {{transaction}} that isn't completed in {{the}} {{process}} the void can occur if {{the}} cardholder asks to cancel the transactions before {{the}} {{settlement}} {{process}} occurs or if {{the}} {{merchant}} does not {{process}} {{the}} capture until {{the}} expiration date funds from transactions considered void will be fully returned to {{the}} cardholder by {{the}} {{bank}} to avoid these voids, you are required to {{proceed}} with {{the}} capture {{process}} or confirm that the funds are following {{the}} amount billed after {{the}} capture {{process}} is complete, {{the}} funds will send to your {{bank}} account this {{process}} occurs automatically at {{the}} {{paymentproduct}} gateway, where requests sent by {{merchant}} {{paymentproduct}} gateways are used to complete transactions that were previously authorized here, {{nicepay}} makes it easy for merchants by providing an {{api}} that can use to activate {{the}} pre authorization & capture process in {{the}} {{merchant}} 's {{payment}} {{process}} 3d secure 2 0 credit cards at {{nicepay}} are also already equipped with international standard security features, namely 3d secure 2 0 (3ds 2 0) or also known as emv (europepay, mastercard, visa) on visa, mastercard, jcb, and amex cards 3ds 2 0 is {{the}} latest {{cc}} security standard version of 3ds 1 0 which allows cardholders to obtain identity verification in {{the}} form of an otp (one time password) to a registered cell phone number during {{the}} {{payment}} {{process}} it is done to prevent attempts at {{cc}} theft and fraudulent acts when transacting with credit cards thus you don't need to worry anymore about {{the}} issue of fraud or crime under {{the}} guise of a {{cc}} because {{the}} {{paymethod}} at {{nicepay}} already meets international standards such as 3ds 2 0 and is equipped with pci dss level 1 tokenization {{nicepay}} also provides a tokenization feature that allows your customers to make transactions without having to fill in card {{information}} and personal {{information}} apart from {{the}} cvv code at {{checkout}} this feature is very useful for your loyal customers who have already shopped with you to reduce their {{checkout}} time where they aren't required to fill in card {{information}} repeatedly during each {{checkout}} {{process}} that way your customers will feel comfortable to continue shopping with you see also {{visit}} {{the}} credit card payment flow docid\ k1cyldkn6drz wabfujs {{page}} to find out {{the}} {{system}} {{process}} during {{payment}} with {{the}} {{cc}} {{visit}} {{the}} credit card integration & testing docid 2focrf187wmmssoaih3mb {{page}} to find out how to perform {{integration}} and {{testing}} of {{the}} {{nicepay}} {{cc}} {{system}} {{visit}} {{the}} credit card glossary docid\ lympdhtmzc37vzj44gua {{page}} to find out {{the}} particular term used on {{cc}} {{visit}} {{the}} credit card faq docid 1jamanpr0 tuq4itp618p {{page}} if you want to find out frequently asked questions related to {{cc}}