Credit Card Feature
Full is the basic feature of payment methods bearing Visa, Mastercard, JCB, and American Express logos. The regular sale means uses a as a source of funds. The bill will cut 's limit and will bill in full according to 's billing cycle.
If uses a Debit Card, will deduct from 's Debit Card in full amount. Merchants will receive funds according to cycle.
Installment is a feature that provides installment services to your Customers with several installment tenor options. Merchants do not need to collect installments and continue to receive funds in full according to cycle. The Installment feature is available for payment methods using Credit Cards bearing Visa, Mastercard, JCB, and Amex logos.
Recurring or what is also known as a subscription is a recurring that bills cardholders for a particular time. This feature can use for cardholders who have Debit or types.
Pre-Authorization & Capture is a feature that allows you to confirm in advance the fund's amount transacted by your Customers (pre-authorization). Once authorized, funds from your are guaranteed to be ready to be deducted. Then funds will be held until the authorization expires. If authorization has expired, guaranteed funds will be considered void.
To avoid these voids, you are required to with capture or confirm that the funds are following amount billed. After capture is complete, funds will send to your account.
This occurs automatically at Gateway, where requests sent by Gateways are used to complete transactions that were previously authorized. Here, makes it easy for Merchants by providing an that can use to activate Pre-Authorization & Capture process in 's .
Credit Cards at are also already equipped with international standard security features, namely 3D Secure 2.0 (3Ds 2.0) or also known as EMV (Europepay, Mastercard, Visa) on Visa, Mastercard, JCB, and AMEX cards.
3Ds 2.0 is latest security standard version of 3Ds 1.0 which allows cardholders to obtain identity verification in form of an OTP (One Time Password) to a registered cell phone number during . It is done to prevent attempts at theft and fraudulent acts when transacting with Credit Cards.
Thus you don't need to worry anymore about issue of fraud or crime under guise of a because at already meets international standards such as 3Ds 2.0 and is equipped with PCI DSS Level 1.
also provides a tokenization feature that allows your Customers to make transactions without having to fill in card and personal apart from CVV code at .
This feature is very useful for your loyal Customers who have already shopped with you to reduce their time where they aren't required to fill in card repeatedly during each . That way your Customers will feel comfortable to continue shopping with you.
Credit Card Payment Flow to find out during with .
Credit Card Integration & Testing to find out how to perform and of .
Credit Card Glossary to find out particular term used on .
Credit Card FAQ if you want to find out frequently asked questions related to .