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Payment
GPN

GPN Payment Flow

5min

Redirect


GPN Redirect Payment Flow
GPN Redirect Payment Flow


Steps description:

  1. The
         performs
        .
  2. The
         sends
    
         data to
    
        .
  3. The
         sends
         requests by using Registration
         to
        .
  4. 
         proceeding
    
         registration
        .
  5. 
         redirects
         to
        's
    
        .
  6. The
         displays
        's
         to
    
        .
  7. The
         chooses
    
        .
  8. The
         inputs
         card data.
  9. The
         sends
         card data by using
    
         to
        .
  10.      requests token from
        /Issuing
        .
  11. The
        /Issuing
         receives
         request.
  12. The
        /Issuing
         sends
         token to
        .
  13. 
         receives
         verification response.
  14. At
         same time:
    • 
             redirects
      
             to
             DAS authentication
            , and
    • 
             requests OTP from
            /Issuing
            .
  15. The
        /Issuing
         sends OTP to
    
        .
  16. The
         receives
         OTP.
  17. The
         inputs and sends OTP to
    
        /Issuing
         .
  18. The
        /Issuing
         validates
         OTP.
  19. The
        /Issuing
         sends
         response validation to
        .
  20. 
         requests a charge to
    
        /Issuing
        .
  21. The
        /Issuing
         performs
         charge amount.
  22. The
        /Issuing
         sends
    
    
         to
        .
  23. 
         redirects
         to callbackUrl.
  24. The
         displays callbackUrl to
    
        .
  25. 
         sends
    
    
         to
    
        .
  26. The
         receives
    
        .
  27. The
         requests inquiry
         to
        .
  28. 
         receives
         request.
  29. 
         sends
         inquiry
         response to
    
        .
  30. The
         receives
         final
        .
  31. The
         sends
    
         result
         to
    
        .



Direct


GPN Direct Payment Flow
GPN Direct Payment Flow


Steps description:

  1. The
         performs
        .
  2. The
         sends
    
         data to
    
        .
  3. The
         requests
         by using Registration
         to
        .
  4. 
         proceeding with
    
         registration
        .
  5. 
         sends
         response to
    
        .
  6. The
         displays
         card data form to
    
        .
  7. The
         inputs
         card data.
  8. The
         requests
         to
    
        .
  9. The
         sends card data by using
    
         to
        .
  10. 
         requests token from
        /Issuing
        .
  11. The
        /Issuing
         receives
         request.
  12. The
        /Issuing
         sends
         token to
        .
  13. 
         receives
         verification response.
  14. At
         same time:
    • 
             requests OTP from
            /Issuing
            , and
    • 
             redirects
      
             to
             DAS authentication
            .
  15. The
        /Issuing
         sends OTP to
    
        .
  16. The
         inputs and sends OTP to
    
        /Issuing
        .
  17. The
        /Issuing
         validates
         OTP.
  18. The
        /Issuing
         sends
         validation response to
        .
  19. 
         requests charge to
    
        /Issuing
        .
  20. The
        /Issuing
         performs charge amount.
  21. The
        /Issuing
         sends
    
    
         to
        .
  22. 
         redirects
         to callbackUrl.
  23. The
         displays callbackUrl to
    
        .
  24. 
         sends
    
    
         to
    
        .
  25. The
         receives
    
        .
  26. The
         requests inquiry
         to
        .
  27. 
         receives
         request.
  28. 
         sends
         response of inquiry
         to
    
        .
  29. The
         receives
         final
        .
  30. The
         sends
    
         result
         to
    
        .



See also




 GPN Payment Method Type
 to find out
 type when using
 card.




 GPN Integration & Testing
 to find out how to perform
 and
 of



.




 GPN Glossary
 to find out
 particular term used on
.




 GPN FAQ
 if you want to find out frequently asked questions related to
.



Updated 21 Aug 2024
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  Bank Indonesia already release API Standard relate to the Payment listed on Peraturan Anggota Dewan Gubernur No 23/15/PADG/2021 about Standar Nasional Open Application Interface Pembayaran (SNAP) Implementation.

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