GPN or Gerbang Pembayaran Nasional is a special payment service in the country that can accept card transactions from all Banks without additional administration fees. Users of this service must have a GPN-licensed card to make transactions. 

This feature owned by NICEPAY makes it easier for Merchants to accept transactions from various GPN-licensed debit cards from all Banks in Indonesia. So that Merchants don't need to provide lots of EDC machines or complex systems to accept payments from different Banks (GPN issuing) in Indonesia.



There are 2 types of Merchants when using GPN services, Aggregators and Facilitators.

Merchants who have payment services using credentials from NICEPAY. The Merchant can make GPN transactions for all Banks directly using one account that is in NICEPAY.

Merchants who have payment services using their credentials. The Merchant gets permission from the payment facilitator to make transactions using their system directly without using intermediaries.