User Detail - Account Binding Payloan API

about user detail account binding payloan api this {{api}} uses to obtain detailed {{information}} about a {{customer}} 's account that has been linked user detail (account binding {{api}} {{payloan}} ) can currently only be used in {{the}} {{payloan}} {{process}} specific for kredivo {{partner}} user detail account binding payloan api process flow account binding user detail flow description the {{merchant}} requests get user detail to {{the}} {{nicepay}} {{nicepay}} requests get user detail to {{the}} {{payloan}} {{partner}} the {{payloan}} {{partner}} do validation the {{payloan}} {{partner}} sends {{the}} response to {{the}} {{nicepay}} {{nicepay}} sends a user data to {{the}} {{merchant}} user detail account binding payloan api api endpoint https //www nicepay co id/nicepay/direct/v2/user details https //www nicepay co id/nicepay/direct/v2/user details request method post post merchant token sha256 ( imid + usertoken + merchantkey ) request format application/json request parameter for user detail account binding payloan api parameter type length description example / notes imid required required an 10 {{merchant}} id timestamp required required n 14 request timestamp merchanttoken required required an 255 {{merchant}} token usertoken required required an 100 user token from binding account response parameter for user detail account binding payloan api parameter type length description example / notes billingphone an 15 billing phone format +62 user phone number accountstatus n 1 account status accounttype n 1 account type limitdetails array object paymenttype an 10 installment month remaininguserlimit an 50 remaining user limit totaluserlimut an 50 total user limit sample parameter for user detail account binding payloan api request parameter { "timestamp" "{{timestamptrx}}", "usertoken" "{{usertoken}}", "imid" "{{imid}}", "merchanttoken" "{{mertok}}" } response parameter { "resultcd" "0000", "resultmsg" "success", "billingnm" "jajang basirudin", "billingphone" "+62 883 7325", "accountstatus" "1", "accounttype" "2", "limitdetails" \[ { "paymenttype" "9 months", "remaininguserlimit" "15265763 00", "totaluserlimit" "15200000 00" }, { "paymenttype" "3 months", "remaininguserlimit" "5661939 00", "totaluserlimit" "5600000 00" }, { "paymenttype" "12 months", "remaininguserlimit" "19373196 00", "totaluserlimit" "19300000 00" }, { "paymenttype" "6 months", "remaininguserlimit" "10720111 00", "totaluserlimit" "10700000 00" }, { "paymenttype" "30 days", "remaininguserlimit" "2000000 00", "totaluserlimit" "2000000 00" } ] }