Payloan is a digital that uses a credit within a period determined by lender to the borrower. This with BNPL (Buy Now, Pay Later) principle targets consumptive Users who need additional funds to make consumptive transactions but do not have collateral in form of goods to apply for a loan.

The advantage of this is that requirements for submitting an account opening and loan are lighter than services. Users can apply in less than one week and can accept as borrower.

Additional funds submitted to will be paid off by User at applicable maturity date with an additional higher interest rate than general services. As well as must pay a fine if it is late or exceeds mutually agreed loan deadline.



 works with several Partners to make it easier for Merchants to make transactions and get more Customers. The following is a list of Partners who have worked with .