Payment
Virtual Account (VA)

VA Feature

7min

The following are existing feature of    in :

  1. Normal Closed.
  2. Normal Open.
  3. Fixed Closed.
  4. Fixed Open.



General VA Terms



Term

Supporting Bank(s)

Description

Normal Account

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BDKI, BJB, BNC, CIMB

VA number will be generated by   automatically and randomly based on the virtual number limitation from each  by .

Fixed Account

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, CIMB, BNC

This VA number is static and can be generated depending on  purposes such as a number related to  's identity that use to represent by phone number or can also be generated randomly by   based on  virtual number limitation from each .

Open Amount

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, CIMB

Type that can receive  from Customers regardless of  amount.

Variable Amount

BCA

Customers can make payments with  amount they want or determined by  in  decided time.

Closed Amount

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, BDKI, BNC, CIMB

The   will be complete if  amount paid by   is appropriate to your determined amount. Hence, Merchants are required to set  VA number amount field before    occurs.



VA Type Based on Generating & Number Storage Process



Party that generated VA number

Supporting Bank(s)

Description



BCA, Mandiri, BRI, Permata, KEB Hana, Danamon, BJB, BNI, Maybank, CIMB, BNC & DKI

 generates a VA number that will go through 's validation before proceeding with  . VA number save on 's side.



BCA, Mandiri, BRI, Permata, KEB Hana, Danamon, Maybank, CIMB

Merchants generate VA numbers that will go through 's validation before proceeding with  .



BNC

 generates a VA number that will go through 's validation before proceeding with  .



Differences Between Amount Variable in VA and Installment in Credit Card or Payloan



VA Variable

Credit Card or Payloan Installment

No interest

Include interest

Payment terms tend to be shorter

 terms tend to be longer

Can be paid in installments according to  determined amounts by   within a period of time agreed by both  and 

Must be paid in installments according to  amounts set by   with   time approved by  



See also

  VA Payment Flow  to find out    during  with  .

  VA Integration & Testing  to find out how to perform  and  of    .

  VA Glossary  to find out  particular term used on .

  VA FAQ  if you want to find out frequently asked questions related to .