Payment
Virtual Account (VA)

VA Feature

7min

The following are existing feature of in :

  1. Normal Closed.
  2. Normal Open.
  3. Fixed Closed.
  4. Fixed Open.



General VA Terms



Term

Supporting Bank(s)

Description

Normal Account

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BDKI, BJB, BNC, CIMB

VA number will be generated by automatically and randomly based on the virtual number limitation from each by .

Fixed Account

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, CIMB, BNC

This VA number is static and can be generated depending on purposes such as a number related to 's identity that use to represent by phone number or can also be generated randomly by based on virtual number limitation from each .

Open Amount

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, CIMB

Type that can receive from Customers regardless of amount.

Variable Amount

BCA

Customers can make payments with amount they want or determined by in decided time.

Closed Amount

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, BDKI, BNC, CIMB

The will be complete if amount paid by is appropriate to your determined amount. Hence, Merchants are required to set VA number amount field before occurs.



VA Type Based on Generating & Number Storage Process



Party that generated VA number

Supporting Bank(s)

Description



BCA, Mandiri, BRI, Permata, KEB Hana, Danamon, BJB, BNI, Maybank, CIMB, BNC & DKI

 generates a VA number that will go through 's validation before proceeding with . VA number save on 's side.



BCA, Mandiri, BRI, Permata, KEB Hana, Danamon, Maybank, CIMB

Merchants generate VA numbers that will go through 's validation before proceeding with .



BNC

 generates a VA number that will go through 's validation before proceeding with .



Differences Between Amount Variable in VA and Installment in Credit Card or Payloan



VA Variable

Credit Card or Payloan Installment

No interest

Include interest

Payment terms tend to be shorter

 terms tend to be longer

Can be paid in installments according to determined amounts by within a period of time agreed by both and 

Must be paid in installments according to amounts set by with time approved by 



See also

 VA Payment Flow to find out during with .

 VA Integration & Testing to find out how to perform and of .

 VA Glossary to find out particular term used on .

 VA FAQ if you want to find out frequently asked questions related to .