Payment
Virtual Account (VA)

VA Feature

7min

The following are existing feature of




in

:

  1. Normal Closed.
  2. Normal Open.
  3. Fixed Closed.
  4. Fixed Open.



General VA Terms



Term

Supporting Bank(s)

Description

Normal Account

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BDKI, BJB, BNC, CIMB

VA number will be generated by



automatically and randomly based on the virtual number limitation from each

by

.

Fixed Account

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, CIMB, BNC

This VA number is static and can be generated depending on

 purposes such as a number related to


's identity that use to represent by phone number or can also be generated randomly by


based on

virtual number limitation from each

.

Open Amount

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, CIMB

Type that can receive

 from Customers regardless of

amount.

Variable Amount

BCA

Customers can make payments with

 amount they want or determined by

in

decided time.

Closed Amount

BCA, Mandiri, BRI, Permata, KEB Hana, BNI, Danamon, Maybank, BJB, BDKI, BNC, CIMB

The



will be complete if

amount paid by


is appropriate to your determined amount. Hence, Merchants are required to set

VA number amount field before



occurs.



VA Type Based on Generating & Number Storage Process



Party that generated VA number

Supporting Bank(s)

Description





BCA, Mandiri, BRI, Permata, KEB Hana, Danamon, BJB, BNI, Maybank, CIMB, BNC & DKI



 generates a VA number that will go through

's validation before proceeding with


. VA number save on

's side.





BCA, Mandiri, BRI, Permata, KEB Hana, Danamon, Maybank, CIMB

Merchants generate VA numbers that will go through

's validation before proceeding with


.





BNC



 generates a VA number that will go through

's validation before proceeding with


.



Differences Between Amount Variable in VA and Installment in Credit Card or Payloan



VA Variable

Credit Card or Payloan Installment

No interest

Include interest

Payment terms tend to be shorter



 terms tend to be longer

Can be paid in installments according to

 determined amounts by


within a period of time agreed by both

and



Must be paid in installments according to

 amounts set by


with


time approved by






See also





VA Payment Flow

to find out



during

with


.





VA Integration & Testing

to find out how to perform

and

of




.





VA Glossary

to find out

particular term used on

.





VA FAQ

if you want to find out frequently asked questions related to

.