Payment
E-Wallet

E-Wallet Glossary

8min

Cashback

Offer back an amount of money from

 nominal

from

, usually in

credit or a

form that later can be used again for other transactions.



Dompet Digital

Services that enable

 User to save their money digitally and do financial transactions using their cellular. This

can be accessed through

User's smartphone, usually using User's phone number as an

's ID, transactions on

application server, and transactions on


.



Jump App

The application redirect

 from


platform to


platform to

with


. Usually,

User does

on


platform to buy an item/

, then User uses



, where there is some

that requires a

confirmation on

associated

platform.



Linkage

Linking



account to


platform (app/website). After


account is connected,

User can

with payments swiftly and easily, without need to input



manually every time doing transactions on that platform.



Non-Premium

The user-level account usually uses

 User that hasn't verified

identity/KYC (Know You

) on


application, so

User is only able to use

limited feature of


application, such as only can do


and has a specific limit to top-up to their

account.



OTP

Acronym from One-Time Password, usually used as an additional layer of security to ensure and protect

 User's identity before granting access to accounts or proceeding transactions.

After User receives OTP,

 User must input it to

application according to

predetermined time limit (for example 30 seconds or 1 minute) to do identity verification and

with


or login on

application. OTP can't use anymore after it reaches

predetermined time limit.



PIN

PIN (Personal Identification Number) is a secret number or personal password consisting of 4 to 6-digit numbers used as

 User security method to access an account or do transactions related to their account.

Because it is confidential, a PIN considers more secure than a password that consists of letters and numbers. However,

 User must be careful in choosing and maintaining

confidentiality of

PIN, and avoid disclosing

PIN to other people or using it in public places, because it can increase security risks and loss of account access or other sensitive

.





Premium

The user-level account usually uses

 verified User/KYC (Know You

) on


application and entitles to use

completer and up-to-date feature other than

prepared main feature from



to

User.



Refund

Return of a paid fund or

 or transfer to

previous User's

account.



Seamless





that is smooth and without a hitch. This means

Users can do

transactions easily, swiftly, and without any interference or technical difficulties that block



. So that can increase

adoption level and

usage as a

alternative that is more modern and easier to use.



Top Up

The

 of filling up


balances via

transfer,

or through a selling agent.



Timeout

Usually caused by a technical problem (network) or can be caused by



that hasn't proceeded with


within

time limit by


Issuer on

1-time

.



See also





E-Wallet Payment Flow

to find out



during

with


.





E-Wallet Feature

to find out


feature on


.





E-Wallet Integration & Testing

to find out how to perform

and

of




.





E-Wallet FAQ

if you want to find out frequently asked questions related to

.



Updated 14 Mar 2024
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