Virtual Account (VA) is a Virtual Account number that can proceed with the online transaction using the Real-Time Notification feature to monitor the payment process. NICEPAY worked directly with various Banks to provide VA payment to the Merchant, such as e-Commerce, marketplace, and other types of company with easily, securely, and efficiently.

By using this VA payment method, Customers can make payments through ATMs, SMS Banking, Internet Banking, also Mobile Banking. The payment that uses a VA number will proceed automatically and in real-time without even manually sending the proof of transaction, so the Customer would feel at ease doing business with you.

If you choose to use the Settlement Model Acquirer provided by NICEPAY in VA, you no longer need to open a Bank account in each Bank . Because NICEPAY already worked directly with 12 trusted Acquiring Banks in Indonesia to support transactions from more than 100 registered Banks in Indonesia.

The following is a list of Acquiring Banks and their Settlement models that already work with NICEPAY:





The structure of the Virtual Account has different meanings and purposes depending on the type of Virtual Account and it's features. Following is the explanation related to VA structure from the image above.



NICEPAY provides a VA number (prefix) for those who use an Aggregator model to facilitate your business operation process. The following is a list of VA numbers owned by NICEPAY.