Full Payment & Installment - Payment API Credit Card

about full payment & installment payment api credit card this uses after finishing docid 5yfvvdriig 2j8ksuel9g used in this stage is similar to for recurring token and pre auth & capture type however, there are several differences in sent request full payment & installment payment api credit card 181,558,117 unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type on , if 3ds authentication is needed, your will direct to 3ds card issuer to input otp (one time password) code to finish request parameter for full payment & installment payment api credit card the following is list of request s to on full & installment request parameter s through form url with following detailed 156,69,84,207,228 true unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type 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content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type parameter needed in is your credit/debit card data such as cardno , cardexpyymm , cardcvv , cardholdernm & cardholderemail so, to do , we suggest you get card data from your beforehand before doing include cardcvv on every depending on mid type of cvv or non cvv response parameter for full payment & installment payment api credit card after you request, you will get a response from url callback with following detailed response 156,105,72,207,228 true unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type unhandled content type 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type unhandled content type sample parameter for full payment & installment payment api credit card request parameter curl curl location 'https //www nicepay co id/nicepay/direct/v2/payment' \\ \ header 'content type application/x www form urlencoded' \\ \ data urlencode 'timestamp=20250922143200' \\ \ data urlencode 'txid=ionpaytest8108202509221432005539' \\ \ data urlencode 'referenceno=reffno20250922143200' \\ \ data urlencode 'merchanttoken=020c4c90a89a388206d057cffe7c83df2ec1ead78ec17656544e4a58430ab7ea' \\ \ data urlencode 'cardno=5123450000000008' \\ \ data urlencode 'cardexpyymm=3601' \\ \ data urlencode 'cardcvv=100' \\ \ data urlencode 'cardholdernm=test' \\ \ data urlencode 'callbackurl=https //www nicepay co id/ionpay client/paymentresult jsp' node js let secondversion = new secondapiversion(config); let parameterpayment = { amt "1000", referenceno "reffno20250922143200", txid "ionpaytest8108202509221432005539", cardno "5123450000000008", callbackurl "https //www nicepay co id/ionpay client/paymentresult jsp", cardexpyymm "2901", cardcvv "100", recurringtoken "", cardholdernm "nicepay test", preauthtoken "", cardholderemail "test\@email com", }; let response = secondversion requestpayment(parameterpayment);nicepay config = nicepay builder() isproduction(false) // set to true for production build(); card requestdata = card builder() timestamp("20250922143200") // current timestamp (yyyymmddhhmmss) txid("ionpaytest8108202509221432005539") // transaction id from registration imid("ionpaytest") // your nicepay imid referenceno("reffno20250922143200") // unique order reference amt("1000") // payment amount merchanttoken(timestamp, imid, reffno, amount, merchant key) // secure token generation cardno("5123450000000008") // test card number cardexpyymm("2908") // card expiry date (yymm) cardcvv("100") // 3 digit cvv cardholdernm("nicepay test") // cardholder name callbackurl("https //www nicepay co id/ionpay client/paymentresult jsp") // callback url recurringtoken("") // leave empty if not recurring preauthtoken("") // leave empty if not pre auth build(); string responsehtml = v2cardservice callv2cardpaymentrequest(requestdata, config); bodypayment = ( builderpayment buildpayment() settimestamp(datetime now() strftime("%y%m%d%h%m%s")) # current timestamp (yyyymmddhhmmss) settxid("ionpaytest8108202509221432005539") # transaction id from registration setreferenceno("reffno20250922143200") # unique order reference setcashtag("") # leave empty if not using cashtag setcardno("5123450000000008") # test card number setcardexpyymm("3901") # card expiry date (yymm) setcardcvv("100") # 3 digit cvv setrecurringtoken("") # leave empty if not recurring setpreauthtoken("") # leave empty if not pre auth setamt("1000") # payment amount build() ) environment = ( builderenvironment buildenvironment() iscloud(false) # set to true if using nicepay cloud isproduction(false) # set to true for production build() ) response = servicenicepay servicepayment( datagenerator getpaymentbody(bodypayment datapayment()), environment ) vanilla js const paymentdata = { cardno "5123450000000008", // test card number cardexpyymm "2901", // card expiry in yymm format cardcvv "100", // 3 digit cvv cardholderemail "customer\@example com", // cardholder email cardholdernm "john doe", // cardholder name callbackurl "https //your domain com/callback", // callback url after payment txid "ionpaytest8108202509221432005539", // transaction id from registration merchanttoken "020c4c90a89a388206d057cffe7c83df2ec1ead78ec17656544e4a58430ab7ea", // secure token recurringtoken "", // leave empty if not recurring }; const response = await nicepay paymenttransaction(paymentdata); laravel $url = httputil getnicepaydomain($this >useprod, $this >usecloud) $this >payment endpoint; // request body parameters $txid = "ionpaytest8108202509221432005539"; $timestamp = carbon now() >format("ymdhis"); // current timestamp (yyyymmddhhmmss) $reference no = "reffno20250922143200"; $amt = "1000"; // generate secure merchant token $merchant token = $this >generatemerchanttoken( $timestamp, $this >imid, $reference no, $amt, $this >mer key ); $param = \[ "timestamp" => $timestamp, // current timestamp "txid" => $txid, // transaction id from registration "merchanttoken" => $merchant token, // secure hash token "cardno" => "5123450000000008", // test card number "cardexpyymm" => "3901", // card expiry date (yymm) "cardcvv" => "100", // 3 digit cvv "callbackurl" => "https //www nicepay co id/ionpay client/paymentresult jsp", // callback url "returnjsonformat"=> "1", // force json response format ]; $response = httputil redirectwithqueryparams($url, $param); php native $config = nicepay builder() >setisproduction(true) // set to false for sandbox/testing >build(); $parameter = card builder() >timestamp($timestamp) // current timestamp (yyyymmddhhmmss) >imid("ionpaytest") // your nicepay imid >txid("ionpaytest8108202509221432005539") // transaction id from registration >referenceno("reffno20250922143200") // unique order reference >merchanttoken( $timestamp, $imid, $newcctrx >getreferenceno(), $newcctrx >getamt(), $this >merchantkey ) // generate secure token >cardno(testconst $card no) // test card number from constants >cardexpyymm(testconst $card exp yymm) // card expiry date (yymm) >cardcvv(testconst $card cvv) // 3 digit cvv >cardholdernm("nicepay test") // cardholder name >callbackurl("https //dev nicepay co id/ionpay client/paymentresult jsp?") // callback url after payment >build(); $cardservice = new v2cardservice($config); $response = $cardservice >payment($parameter); var config nicepay? = nicepay builder() isproduction(true) // set to false for sandbox/testing build() val request directv2requestpaymentcard = directv2requestpaymentcard builder() timestamp("20250922143200") // current timestamp (yyyymmddhhmmss) txid("ionpaytest8108202509221432005539") // transaction id from registration imid("ionpaytest") // your nicepay imid merchantkey(merchant key) // secret merchant key referenceno("reffno20250922143200") // unique order reference number amt("1000") // payment amount callbakurl("https //www nicepay co id/ionpay client/paymentresult jsp") // callback url after payment cardno("5123450000000008") // test card number cardcvv("123") // 3 digit cvv (sample) cardexpyymm("2512") // card expiry date (yymm) build() val response = paymentservice registration(request, config)!! response parameter sample response 	 		 	 		 		 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 		 	 	 callback handling for full payment & installment payment api credit card after occurs, you will get a from us based on inputted callback url in request on docid\ bliefzuf9etdz7mb9hmgw when your callback already received callbackurl , we recommended to do verification using docid\ fc bkdwkevwf2h9usoc8k callback handling is very important to minimize fraud act, we highly recommend to do verification using callback handling url callback "callbackurl" "https //www merchant com/callbackurl/" response callback { "resultcd" "0000", "resultmsg" "success", "txid" "ionpaytest01202212141112221428", "referenceno" "", "paymethod" "01", "amt" "10000", "transdt" "20221212", "transtm" "121212", "description" "testing credit card transaction", "authno" "080623", "issubankcd" "othr" "acqubankcd" "bmri", "cardno" "453211 1111", "goodsnm" "test transaction nicepay" "billingnm" "john doe", "currency" "idr", "timestamp" "20221212121212", "merchanttoken" "2035d2295d9578fffb40137186f0203474142ae3e57992d4847826c5fcaffce6", "cardexpyymm" "2712", "instmntmon" "1", "instmnttype" "1", "cctranstype" "1" }