Recurring - Payment API Credit Card

17min

About Recurring - Payment API Credit Card
﻿
﻿﻿ Recurring type is another ﻿ feature that can pay a particular bill from your ﻿ periodically with ﻿ same amount similar to ﻿ initial bill ﻿.
The ﻿ used in this ﻿ stage is similar to ﻿ ﻿ for Full ﻿ & Installment and Pre-Auth & Capture ﻿ types. However, there are differences in ﻿ sent ﻿ request.
﻿﻿ will give a recurringToken as ﻿ ﻿ response ﻿ called  recurring token making. ﻿ can use recurringToken on ﻿ later ﻿ ﻿ request without using cardNo and cardExpYymm. 
﻿
Recurring - Payment API Credit Card (First Payment)
﻿
To activate ﻿ ﻿ recurring type ﻿, you mandatory pay ﻿ created ﻿ to receive ﻿ recurringToken beforehand.

API Endpoint
/nicepay/direct/v2/payment
Request Method
﻿application/x-www-form-urlencoded﻿
﻿POST﻿
Description
Recurring
Merchant Token
SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)
The used ﻿ specification is similar to ﻿ API Recurring Token Credit Card﻿.
﻿
Request Payment for Credit Card Recurring (First Payment)
﻿
The following is a request ﻿ on recurring to gain recurringToken which where You need to finish ﻿ Recurring - Registration API Credit Card﻿ beforehand.
You still need cardNo, cardExpYymm, cardCvv, cardHolderNm & cardHolderEmail from ﻿ ﻿ on ﻿ first ﻿ on this recurring scheme. 
Parameter
Type
Size
Description
Example / Notes
timeStamp
﻿Required﻿
N
14
Request Timestamp (YYYYMMDDHH24MISS)
20230522080502
tXid
﻿Required﻿
AN
30

Transaction ID	
IONPAYTEST01202305220041509298
referenceNo
﻿Required﻿
ANS
40
﻿﻿ Order Number	
MerchantReferenceNumber001
merchantToken
﻿Required﻿
AN
255
﻿﻿ Token
ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae
cardNo
﻿Required﻿
N
20
﻿﻿ Number
51234500****0000
cardExpYymm
﻿Required﻿
A
4
Card Expiry (YYMM)	
3901
cardCvv
﻿Required﻿
N
4
Card CVV
100
cardHolderNm
﻿Required﻿
AN
45
Card Holder Name
John Doe
﻿
Only alphabet allowed
cardHolderEmail
﻿Required﻿
ANS
100
Card Holder Email
johndoe@gmail.com
callBackUrl
﻿Required﻿
ANS
255
﻿﻿ Result URL
https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp
﻿
Response Parameter for Credit Card Recurring (First Payment)
﻿
Below is ﻿ detailed response You get. ﻿ perform save & store ﻿ recurringToken gain to execute ﻿ recurring feature ﻿ on ﻿ next ﻿ with ﻿ same ﻿ ﻿. 

Parameter
Type
Size
Description
Example / Notes
timeStamp
N
14
Response Date
(YYYYMMDDHH24MISS)
20230520135959
resultCd
N
4
﻿Result Code﻿﻿
0000
resultMsg
AN
255
﻿Result Message﻿﻿
SUCCESS
tXid
AN
30
Transaction ID
IONPAYTEST01202305161007570327
referenceNo
ANS
40
﻿﻿ Order Number
MerchantReferenceNumber001
payMethod
N
2
﻿Payment Method Code﻿﻿
01
﻿
When Success
amount
N
12
﻿﻿ Amount
10000
﻿
When Success
currency
AN
3
Currency
IDR
﻿
When Success
goodsNm
AN
100
Goods Name
﻿﻿ Goods 1
﻿
When Success
billingNm
AN
100
Buyer Name
John Doe
﻿
When Success
transDt
N
8
Transaction Date
(YYYYMMDD)
20230516
﻿
When Success
transTm
N
6
Transaction Time
(HH24MISS)
135959
﻿
When Success
description
AN
100
Transaction Description
This Is The Description Of The ﻿ 
﻿
When Success
authNo
N
10
Approval Number
123456
﻿
When Success
issuBankCd
A
4
﻿Issuing Bank Code﻿﻿
CENA (Refer ﻿ Code)
﻿
When Success
acquBankCd
A
4
﻿Acquiring Bank Code﻿﻿
BNIA (Refer ﻿ Code)
﻿
When Success
cardNo
AN
20
Card Number (Masked)
51234500****0008
﻿
When Success
cardExpYymm
N
4
Card Expiry
(YYMM)
3901
﻿
When Success
instmntMon
N
1
Installment Month
1
﻿
When Success
instmntType
N
2
﻿Installment Type Code﻿﻿
﻿
1
﻿
When Success
ccTransType
AN
2
﻿Credit Card Transaction Type﻿﻿
1 Normal
2 Recurring
3 Pre-Auth
4 Capture
2
﻿
When Success
vat
N
12
Value Added Tax (﻿)
0
﻿
When Success
fee
N
12
Service Fee
0
﻿
When Success
notaxAmt
N
12
Tax Free Amount
0
﻿
When Success
recurringToken
AN
64
Token That Using Recurring Payment
f19e3128784d0b33c189d5df21321c781b5bd107b185587fd8a54781aa845c84
acquBankNm
A
255
Acquiring ﻿ Name
CIMB
issuBankNm
A
255
Issuing ﻿ Name
BCA
﻿
Sample for Credit Card Recurring (First Payment)
Sample Request Recurring Payment
Sample Response Recurring Payment
Java Request
timeStamp: "20230522080502"
tXid: "IONPAYTEST01202305220041509298"
referenceNo: "MerchantReferenceNumber001"
merchantToken: "ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae"
cardNo: "5123450000000008"
cardExpYymm: "3901"
cardCvv: "100"
cardHolderNm: "John Doe"
cardHolderEmail: "johndoe@gmail.com"
callBackUrl: "https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp"
timeStamp: "20230522080502"
tXid: "IONPAYTEST01202305220041509298"
referenceNo: "MerchantReferenceNumber001"
merchantToken: "ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae"
cardNo: "5123450000000008"
cardExpYymm: "3901"
cardCvv: "100"
cardHolderNm: "John Doe"
cardHolderEmail: "johndoe@gmail.com"
callBackUrl: "https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp"
﻿
﻿
Continual Recurring - Payment API Credit Card 
﻿
After ﻿ing with ﻿ first ﻿ and already receiving recurringToken on Recurring - Payment API Credit Card﻿.
You can use that recurringToken to pay another bill using a similar ﻿ ﻿ credential to implement recurring (subscription) ﻿ mechanism. However, to ﻿ this ﻿ continual recurring, You still need to beforehand do ﻿ ﻿ registration on Recurring - Registration API Credit Card﻿.
The following is ﻿ request and response detail used on ﻿ later ﻿ using ﻿ same recurring token.

API Endpoint
/nicepay/direct/v2/payment
Request Method
﻿application/x-www-form-urlencoded﻿
﻿POST﻿
Description
Recurring Continual ﻿ ﻿ 
Merchant Token
SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)
﻿﻿ specification used is similar to ﻿ API Recurring Token Credit Card﻿﻿
﻿
Request Payment for Credit Card Recurring 
﻿
You only need to use recurringToken on ﻿ ﻿ Recurring for this next request without using cardNo and cardExpYymm ﻿. 
Parameter
Type
Size
Description
Example / Notes
timeStamp
﻿Required﻿
N
14
Request Timestamp (YYYYMMDDHH24MISS)
20230522080502
tXid
﻿Required﻿
AN
30

Transaction ID	
IONPAYTEST01202305220041509298
referenceNo
﻿Required﻿
ANS
40
﻿﻿ Order Number	
MerchantReferenceNumber001
merchantToken
﻿Required﻿
AN
255
﻿﻿ Token
ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae
recurringToken
﻿Required﻿
AN
64
Token That Using Recurring Payment
When Success
f19e3128784d0b33c189d5df21321c781b5bd107b185587fd8a54781aa845c84
cardCvv
﻿Required﻿
N
4
Card CVV
100
cardHolderNm
﻿Required﻿
AN
45
Card Holder Name
John Doe
﻿
Only alphabet allowed
cardHolderEmail
﻿Required﻿
ANS
100
Card Holder Email
 
johndoe@gmail.com
callBackUrl
﻿Required﻿
ANS
255
﻿﻿ Result URL
https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp
Include cardCVV on every ﻿ depending on ﻿ MID type of CVV or Non-CVV.
﻿
Response Payment for Credit Card Recurring
﻿
Parameter
Type
Size
Description
Example / Notes
timeStamp
N
14
Response Date
(YYYYMMDDHH24MISS)
20230520135959
resultCd
N
4
﻿Result Code﻿﻿
0000
resultMsg
AN
255
﻿Result Message﻿﻿
SUCCESS
tXid
AN
30
Transaction ID
IONPAYTEST01202305161007570327
referenceNo
ANS
40
﻿﻿ Order Number
MerchantReferenceNumber001
payMethod
N
2
﻿Payment Method Code﻿﻿
01
﻿
When Success
amount
N
12
﻿﻿ Amount
10000
﻿
When Success
currency
AN
3
Currency
IDR
﻿
When Success
goodsNm
AN
100
Goods Name
﻿﻿ Goods 1
﻿
When Success
billingNm
AN
100
Buyer Name
John Doe
﻿
When Success
transDt
N
8
Transaction Date
(YYYYMMDD)
20230522
﻿
When Success
transTm
N
6
Transaction Time
(HH24MISS)
224343
﻿
When Success
description
AN
100
Transaction Description
This Is The Description Of The ﻿ 
﻿
When Success
authNo
N
10
Approval Number
123456
﻿
When Success
issuBankCd
A
4
﻿Issuing Bank Code﻿﻿
CENA (Refer ﻿ Code)
﻿
When Success
acquBankCd
A
4
﻿Acquiring Bank Code﻿﻿
BNIA (Refer ﻿ Code)
﻿
When Success
cardNo
AN
20
Card Number (Masked)
51234500****0008
﻿
When Success
cardExpYymm
N
4
Card Expiry
(YYMM)
3901
﻿
When Success
instmntMon
N
1
Installment Month
1
﻿
When Success
instmntType
N
2
﻿Installment Type Code﻿﻿
﻿
1
﻿
When Success
ccTransType
AN
2
﻿Credit Card Transaction Type﻿﻿
1 Normal
2 Recurring
3 Pre-Auth
4 Capture
2
﻿
When Success
vat
N
12
Value Added Tax (﻿)
0
﻿
When Success
fee
N
12
Service Fee
0
﻿
When Success
notaxAmt
N
12
Tax Free Amount
0
﻿
When Success
acquBankNm
A
255
Acquiring ﻿ Name
CIMB
issuBankNm
A
255
Issuing ﻿ Name
BCA
﻿
Sample JSON for Credit Card Recurring Payment
﻿
Sample Request Continual Payment
Sample Response Continual Payment
Sample Java Request Continual
timeStamp: "20230522080502"
tXid: "IONPAYTEST01202305220041509298"
referenceNo: "MerchantReferenceNumber001"
merchantToken: "ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae"
recurringToken: "f19e3128784d0b33c189d5df21321c781b5bd107b185587fd8a54781aa845c84"
cardCvv: "100"
callBackUrl: "https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp"
timeStamp: "20230522080502"
tXid: "IONPAYTEST01202305220041509298"
referenceNo: "MerchantReferenceNumber001"
merchantToken: "ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae"
recurringToken: "f19e3128784d0b33c189d5df21321c781b5bd107b185587fd8a54781aa845c84"
cardCvv: "100"
callBackUrl: "https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp"
﻿
﻿
CallBack Handling for Credit Card Payment
﻿
tXid will never similar with ﻿ request hold. Capture ﻿ will ensure that ﻿ capture amount value won't exceed ﻿ owned funds. 
When Your callback already received callbackUrl, we recommended ﻿ ﻿ to do ﻿ ﻿ verification using ﻿ Status Inquiry - API Credit Card﻿.
CallBack Handling is very important to minimize ﻿ Fraud act, we highly recommend ﻿ ﻿ to do ﻿ verification using callBack Handling . 
URL CallBack
Response CallBack
{
    "resultCd":"0000",
    "resultMsg":"SUCCESS",
    "tXid":"IONPAYTEST01202212141112221428",
    "referenceNo":"",
    "payMethod":"01",
    "amt":"10000",
    "transDt":"20221212",
    "transTm":"121212",
    "description":"Testing Credit Card Transaction",
    "authNo":"080623",
    "issuBankCd":"OTHR"
    "acquBankCd":"BMRI",
    "cardNo":"453211*****1111",
    "goodsNm":"Test Transaction Nicepay"
    "billingNm":"John Doe",
    "currency":"IDR",
    "timeStamp":"20221212121212",
    "merchantToken":"2035d2295d9578fffb40137186f0203474142ae3e57992d4847826c5fcaffce6",
    "cardExpYymm":"2712",
    "instmntMon":"1",
    "instmntType":"1",
    "ccTransType":"1"
}
{
    "resultCd":"0000",
    "resultMsg":"SUCCESS",
    "tXid":"IONPAYTEST01202212141112221428",
    "referenceNo":"",
    "payMethod":"01",
    "amt":"10000",
    "transDt":"20221212",
    "transTm":"121212",
    "description":"Testing Credit Card Transaction",
    "authNo":"080623",
    "issuBankCd":"OTHR"
    "acquBankCd":"BMRI",
    "cardNo":"453211*****1111",
    "goodsNm":"Test Transaction Nicepay"
    "billingNm":"John Doe",
    "currency":"IDR",
    "timeStamp":"20221212121212",
    "merchantToken":"2035d2295d9578fffb40137186f0203474142ae3e57992d4847826c5fcaffce6",
    "cardExpYymm":"2712",
    "instmntMon":"1",
    "instmntType":"1",
    "ccTransType":"1"
}
﻿

API Endpoint	/nicepay/direct/v2/payment
Request Method application/x-www-form-urlencoded	POST
Description	Recurring
Merchant Token	SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)

Parameter	Type	Size	Description	Example / Notes
timeStamp Required	N	14	Request Timestamp (YYYYMMDDHH24MISS)	20230522080502
tXid Required	AN	30	Transaction ID	IONPAYTEST01202305220041509298
referenceNo Required	ANS	40	Order Number	MerchantReferenceNumber001
merchantToken Required	AN	255	Token	ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae
cardNo Required	N	20	Number	51234500****0000
cardExpYymm Required	A	4	Card Expiry (YYMM)	3901
cardCvv Required	N	4	Card CVV	100
cardHolderNm Required	AN	45	Card Holder Name	John Doe Only alphabet allowed
cardHolderEmail Required	ANS	100	Card Holder Email	johndoe@gmail.com
callBackUrl Required	ANS	255	Result URL	https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp

Parameter	Type	Size	Description	Example / Notes
timeStamp	N	14	Response Date (YYYYMMDDHH24MISS)	20230520135959
resultCd	N	4	Result Code	0000
resultMsg	AN	255	Result Message	SUCCESS
tXid	AN	30	Transaction ID	IONPAYTEST01202305161007570327
referenceNo	ANS	40	Order Number	MerchantReferenceNumber001
payMethod	N	2	Payment Method Code	01 When Success
amount	N	12	Amount	10000 When Success
currency	AN	3	Currency	IDR When Success
goodsNm	AN	100	Goods Name	Goods 1 When Success
billingNm	AN	100	Buyer Name	John Doe When Success
transDt	N	8	Transaction Date (YYYYMMDD)	20230516 When Success
transTm	N	6	Transaction Time (HH24MISS)	135959 When Success
description	AN	100	Transaction Description	This Is The Description Of The When Success
authNo	N	10	Approval Number	123456 When Success
issuBankCd	A	4	Issuing Bank Code	CENA (Refer Code) When Success
acquBankCd	A	4	Acquiring Bank Code	BNIA (Refer Code) When Success
cardNo	AN	20	Card Number (Masked)	51234500****0008 When Success
cardExpYymm	N	4	Card Expiry (YYMM)	3901 When Success
instmntMon	N	1	Installment Month	1 When Success
instmntType	N	2	Installment Type Code	1 When Success
ccTransType	AN	2	Credit Card Transaction Type 1 Normal 2 Recurring 3 Pre-Auth 4 Capture	2 When Success
vat	N	12	Value Added Tax ()	0 When Success
fee	N	12	Service Fee	0 When Success
notaxAmt	N	12	Tax Free Amount	0 When Success
recurringToken	AN	64	Token That Using Recurring Payment	f19e3128784d0b33c189d5df21321c781b5bd107b185587fd8a54781aa845c84
acquBankNm	A	255	Acquiring Name	CIMB
issuBankNm	A	255	Issuing Name	BCA

API Endpoint	/nicepay/direct/v2/payment
Request Method application/x-www-form-urlencoded	POST
Description	Recurring Continual
Merchant Token	SHA256(timeStamp+iMid+referenceNo+amt+merchantKey)

Parameter	Type	Size	Description	Example / Notes
timeStamp Required	N	14	Request Timestamp (YYYYMMDDHH24MISS)	20230522080502
tXid Required	AN	30	Transaction ID	IONPAYTEST01202305220041509298
referenceNo Required	ANS	40	Order Number	MerchantReferenceNumber001
merchantToken Required	AN	255	Token	ff139e49606387091cd9baeadff3161aff6afd9406e1f481e0fdb8b46d1ae5ae
recurringToken Required	AN	64	Token That Using Recurring Payment	When Success f19e3128784d0b33c189d5df21321c781b5bd107b185587fd8a54781aa845c84
cardCvv Required	N	4	Card CVV	100
cardHolderNm Required	AN	45	Card Holder Name	John Doe Only alphabet allowed
cardHolderEmail Required	ANS	100	Card Holder Email	johndoe@gmail.com
callBackUrl Required	ANS	255	Result URL	https://www.nicepay.co.id/IONPAY_CLIENT/paymentResult.jsp

Parameter	Type	Size	Description	Example / Notes
timeStamp	N	14	Response Date (YYYYMMDDHH24MISS)	20230520135959
resultCd	N	4	Result Code	0000
resultMsg	AN	255	Result Message	SUCCESS
tXid	AN	30	Transaction ID	IONPAYTEST01202305161007570327
referenceNo	ANS	40	Order Number	MerchantReferenceNumber001
payMethod	N	2	Payment Method Code	01 When Success
amount	N	12	Amount	10000 When Success
currency	AN	3	Currency	IDR When Success
goodsNm	AN	100	Goods Name	Goods 1 When Success
billingNm	AN	100	Buyer Name	John Doe When Success
transDt	N	8	Transaction Date (YYYYMMDD)	20230522 When Success
transTm	N	6	Transaction Time (HH24MISS)	224343 When Success
description	AN	100	Transaction Description	This Is The Description Of The When Success
authNo	N	10	Approval Number	123456 When Success
issuBankCd	A	4	Issuing Bank Code	CENA (Refer Code) When Success
acquBankCd	A	4	Acquiring Bank Code	BNIA (Refer Code) When Success
cardNo	AN	20	Card Number (Masked)	51234500****0008 When Success
cardExpYymm	N	4	Card Expiry (YYMM)	3901 When Success
instmntMon	N	1	Installment Month	1 When Success
instmntType	N	2	Installment Type Code	1 When Success
ccTransType	AN	2	Credit Card Transaction Type 1 Normal 2 Recurring 3 Pre-Auth 4 Capture	2 When Success
vat	N	12	Value Added Tax ()	0 When Success
fee	N	12	Service Fee	0 When Success
notaxAmt	N	12	Tax Free Amount	0 When Success
acquBankNm	A	255	Acquiring Name	CIMB
issuBankNm	A	255	Issuing Name	BCA

Full Payment & Installment - Payment API Credit Card

Pre-Auth & Capture - Payment API Credit Card

Recurring - Payment API Credit Card

About Recurring - Payment API Credit Card

Recurring - Payment API Credit Card (First Payment)

Request Payment for Credit Card Recurring (First Payment)

Response Parameter for Credit Card Recurring (First Payment)

Sample for Credit Card Recurring (First Payment)

Continual Recurring - Payment API Credit Card

Request Payment for Credit Card Recurring

Response Payment for Credit Card Recurring

Sample JSON for Credit Card Recurring Payment

CallBack Handling for Credit Card Payment

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