The   makes it easier for  borrower to apply for a loan from  lender by using  borrower's identity. The lending  on  is more transparent and faster than {} credit  at . Both individual or  borrowers can apply for a loan to    as needed.



Customers aren't charged when registering for   . Customers will get  limit according to   's assessment/approval and start to charge after using  to make  payments. The funds are in  form of interest expenses that must be paid when paid off  loan. Besides,  Customers may be fined if they are late paying off  loan.

Merchants will be charged  MDR Payloan (%) + Fix Rate (publish rate).