Payment
Payloan

Payloan Integration & Testing

14min



 which is used in

 and

 supported by Akulaku, Kredivo, and Indodana as Partners.



Integration Steps and API Used


  1. Perform Order Registration
    
        .
  2. Perform
         Charge
    
        .
  3. Receive
         callback and push
        .
  4. Perform Check Status API
        .
  5. Optional: perform Cancel API
         to cancel
    
        .



Payloan Testing Guide



Name

Test Steps

Rules and Conditions

Akulaku

  1. Uses and access with
         real account.
  2. Confirm your
         inquiry.
  3. 
         your PIN.
  4. 
         OTP.
  5. Transaction successful.

Perform

 with a small amount. After receiving
 success
,

 needs to perform
 Check Status
 first, then
 next step is to hit
 Confirm Receipt API to settle
 funds to

's side.

Kredivo

  1. Uses and access with Kredivo account.
  2. Confirm your
        .
  3. 
         OTP.
  4. Transaction successful.
  • Kredivo
         is mandatory for every
         to perform
         on
         dev environment and through
         review
         with Kredivo first. 
  • Perform
         with a small amount. 
  • After performing
         on
         dev environment, continue to
         prod environment. After
    
         is successful, please cancel immediately.

Indodana

  1. Uses and access with Indodana account.
  2. Confirm your
         detail.
  3. Perform
        .
  4. 
         your PIN.
  5. Transaction successful.
  • Indodana
         is mandatory for every
         to perform
         on
         dev environment and through
         review
         with Indodana first. 
  • Perform
         with a small amount.



Failed Transaction Possible Reason


  • Not supported by Issuer network.
  • Transaction rejected from
    
        .



Integration Checklist & Test Case



Implement inquiry

 after receiving
 callback.

Implement inquiry

 after receiving

 inside dbProcessUrl.

Review

 log.

Review firewall setting (eg. cloudflare for dbprocessUrl setting).

Check merchantToken implementation.

Execute test scenarios in Development Environment.

Execute test scenarios in Production Environment. Get Sample Scenario

Review Error Handling (Timeout, Failed, Negative Case).



Cart Data

Parameter

Description

count

Total number of all cart data

item

Parameter consist of cart data details

item -> goods_id

Goods ID

item -> goods_detail

Goods Description

item -> goods_name

Goods Name

item -> goods_amt

Goods Price

item -> goods_type

Goods Type

item -> goods_url

URL to The Goods Page

item -> goods_quantity

Goods Total

item -> goods_sellers_id

Seller ID

item -> goods_sellers_name

Seller Name



Best Practice


  • cartData must not empty.
  • Used specific dev MID for
    
        .
  • Assure
         count parameter similar to
         total goods type. Assure goods_sellers_id and goods_sellers_name filled out similar to
         sellers on Registration.
  • When
         is received on your dbProcessUrl,
         strongly recommend
         to verify
    
         by using
         Inquiry
        .



See also




 Payloan Payment Flow
 to find out


 during
 with

.




 Payloan Feature
 to find out

 features on

.




 Payloan Glossary
 to find out
 particular term used on
.




 Payloan FAQ
 if you want to find out frequently asked questions related to
.



Updated 22 Mar 2024
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